DVC Direct Nov 25 Sales

[Patmcpsu]

So… IMO, it’s better to just buy resale or pay cash rates instead of paying these ludicrous 2042 direct prices….

There are still people who ask "What will happen in 2042? Does anyone really know?!"

I am willing to bet one of those people is who dropped $82k on 300 Beach Club points.

 

[muppets3d]

There are still people who ask "What will happen in 2042? Does anyone really know?!"

I am willing to bet one of those people is who dropped $82k on 300 Beach Club points.

Well, one thing we do know for sure is that 300 point deed will revert back to DVC in 2042.

 

[maui22]

I think 2024 sales numbers were low mostly because of a couple factors:

• BPK was sold out (@wdrl January 2024 data shows VGF with 2,265 points).
• Additionally, many were waiting for PVB sales. (These boards had multiple threads with 100+ pages). The October PVB IT sales were showing up as late as January 2025 county deeds. (Delayed closings).

We know many were waiting to see what happened with Island Tower. Some were thrilled, some were disappointed. As someone who owned PVB before and bought more after staying at Island Tower, I'm in the later camp that it helped. We were not going to buy any restricted resort because of our age, knowing we likely sell some points in 10-20 years because we're not going to be getting around as well.

 

[maui22]

Going to be interesting to see what happens late 2026 through first half 2027.

• Somewhere in there Riviera sells out. (If they wait until 97.5% sold to declare it's sold out and they average 50k (slightly higher than they have been averaging in 2025), looking at first half of 2027.
• Somewhere in there, LSL likely starts selling. How much does it take away from Riviera (if still in active sales), CFW, and PVB?
• CFW may actually benefit (depending what is announced with LSL).
• PVB will still be on sale (barring early sold out declaration or some huge sales numbers).

Will Disney offer some big incentives like they did for VGF BPK? (Keep in mind there was a proxy fight back then. Disney was doing anything to boost revenue to help stop the proxy that would have likely split the company up).

 

[Brian Noble]

I’ve seen too many people make decisions based upon emotion that later significantly regret that choice once the adrenaline rush or dopamine hit has run its course.

All of our decisions are based on emotion.

Every. Single. One.

At least, this is what my neuroscience PhD-student son tells me. And, I think he is probably right. Our "rational selves" are embedded (or, more accurately embodied) within an autonomic machine that reacts to stimuli by giving rise to feelings that influence how we make decisions. And, for the most part, we have no idea that it is happening.

This is also why I have a couple of people in my life who (a) are not related to me by blood or marriage, (b) have what I consider to be reasonable taste in how they approach life, and (c) know pretty much everything that is going on with me: good, bad, or embarrasing. Whenever I am making a non-trivial life decision, I run it by a couple of these people. Usually, they say "Yeah, that sounds about right." Sometimes they say, "I don't know, are you sure about that?" Every once in a blue moon they say: "Um. No. Do. Not. Do. That." It is not because any of them are smarter than I am. It is because they are not wrapped up in my emotional BS. And, I do the same for other people. It is one of the very best things about being in a recovery community.

This is also one of the reasons why I went from meditation-scoffer to someone who practices it regularly. It helps me recognize strong emotions. Many (many) years of psychoanalysis also helped. A lot.

 

[AstroBlasters]

All of our decisions are based on emotion.

Every. Single. One.

At least, this is what my neuroscience PhD-student son tells me. And, I think he is probably right. Our "rational selves" are embedded (or, more accurately embodied) within an autonomic machine that reacts to stimuli by giving rise to feelings that influence how we make decisions. And, for the most part, we have no idea that it is happening.

This is also why I have a couple of people in my life who (a) are not related to me by blood or marriage, (b) have what I consider to be reasonable taste in how they approach life, and (c) know pretty much everything that is going on with me: good, bad, or embarrasing. Whenever I am making a non-trivial life decision, I run it by a couple of these people. Usually, they say "Yeah, that sounds about right." Sometimes they say, "I don't know, are you sure about that?" Every once in a blue moon they say: "Um. No. Do. Not. Do. That." It is not because any of them are smarter than I am. It is because they are not wrapped up in my emotional BS. And, I do the same for other people. It is one of the very best things about being in a recovery community.

This is also one of the reasons why I went from meditation-scoffer to someone who practices it regularly. It helps me recognize strong emotions. Many (many) years of psychoanalysis also helped. A lot.

A lot of wisdom in that post.

 

[Brian Noble]

One of the best ways I can put the idea: I am responsible for my second thought, and my first action.

That turns out to be very good news, becuase I am a First Thought Wrong person.

 

[AstroBlasters]

One of the best ways I can put the idea: I am responsible for my second thought, and my first action.

That turns out to be very good news, becuase I am a First Thought Wrong person.

Wow… that is some powerful stuff to those in the frame of mind to receive it.

 

[Brian Noble]

Yeah, I wish I'd've thought of it! ;-)

 

[Sandisw]

I am not of the belief that just because someone makes a purchase that it makes sense for them.

I’ve seen too many people make decisions based upon emotion that later significantly regret that choice once the adrenaline rush or dopamine hit has run its course.

And I am of the belief that decisions are up to an individual as they are the only one who know their own situaton.

Obviously, this person decided BCV direct is what they wanted…which means it’s was the right decision for them.

 

[AstroBlasters]

And I am of the belief that decisions are up to an individual as they are the only one who know their own situaton.

Obviously, this person decided BCV direct is what they wanted…which means it’s was the right decision for them.

I see people make really bad decisions all of the time.

An example would be spending a million dollars on a Digital Monkey NFT. Really dumb decision by whoever did it…

My wife has a friend who married a guy when she was in her 20s who was an absolute jerk with one of the most unjustified egos you have ever seen. Her friends and family told her this and pointed out that she were treated terribly. She married him anyways. Now they are divorced, he spent all of their money and ruined her credit, she had two kids with him and has never received a dime in child support. Really dumb decision.

Were both of those people free to make their own choices? Of course. Was it a good choice? Did both of those people know their own situation?

If people want to spend a fortune on direct points that are worthless in 16 years…. It’s their money and they can do with it what they wish.

But I hope anyone who is considering something similar takes 5 minutes to google it first and reads this thread before making that choice….

 

[CarolynFH]

If people want to spend a fortune on direct points that are worthless in 15 years

A little quibble here. 2042 - 2026 = 16 years left for the resorts that expire on January 31, 2042.

 

[AstroBlasters]

A little quibble here. 2042 - 2026 = 16 years left for the resorts that expire on January 31, 2042.

Do you disagree with the main point?

 

[Sandisw]

I see people make really bad decisions all of the time.

An example would be spending a million dollars on a Digital Monkey NFT. Really dumb decision by whoever did it…

My wife has a friend who married a guy when she was in her 20s who was an absolute jerk with one of the most unjustified egos you have ever seen. Her friends and family told her this and pointed out that she were treated terribly. She married him anyways. Now they are divorced, he spent all of their money and ruined her credit, she had two kids with him and has never received a dime in child support. Really dumb decision.

Were both of those people free to make their own choices? Of course. Was it a good choice? Did both of those people know their own situation?

If people want to spend a fortune on direct points that are worthless in 16 years…. It’s their money and they can do with it what they wish.

But I hope anyone who is considering something similar takes 5 minutes to google it first and reads this thread before making that choice….

Again, you are deciding something based on no knowledge of the person who chose to purchase it.

For all we know, they have researched and decided it still was what they wanted. Everything doesn’t have to cross all the Ts or dot the Is the same way it would for me. It’s not my money.

It is a decision they agreed to and that’s all that matters.

They spent a lot for a 2042 and I think it’s all over priced, even resale…but that doesn’t mean that someone who decides to do it made the wrong choice…because it’s their choice to spend their money however they want.

We can move on.

 

[disneylandtour]

And I am of the belief that decisions are up to an individual as they are the only one who know their own situaton.

Obviously, this person decided BCV direct is what they wanted…which means it’s was the right decision for them.

Do I have a couple friends in the outer part of my friend circle who can drop $80k without thinking about it much or having that purchase devastate their finances for the year? Yeah, I have a couple of them. (And to be clear, this is not my situation at all.). So maybe this purchase was something like that--from a person who valued the ease of dealing with Disney direct despite the cost for that convenience and was somewhat aware of that cost. But also I can (more easily) see a situation in which the purchaser had no idea of their other options: buy all resale, buy 150 direct + 150 resale to be blue card holders and save thousands, etc. This person decided to buy 300 point, but I'd argue that a person can only decide to buy "direct" if they are aware of other options. Were they aware of other reasonable options? Who knows?

 

[Sandisw]

UY

Do I have a couple friends in the outer part of my friend circle who can drop $80k without thinking about it much or having that purchase devastate their finances for the year? Yeah, I have a couple of them. (And to be clear, this is not my situation at all.). So maybe this purchase was something like that--from a person who valued the ease of dealing with Disney direct despite the cost for that convenience and was somewhat aware of that cost. But also I can (more easily) see a situation in which the purchaser had no idea of their other options: buy all resale, buy 150 direct + 150 resale to be blue card holders and save thousands, etc. This person decided to buy 300 point, but I'd argue that a person can only decide to buy "direct" if they are aware of other options. Were they aware of other reasonable options? Who knows?

I think most buyers who go direct do so because it’s what they want…if it wasn’t, direct wouldn’t sell.

I personally won’t do resale because it doesn’t offer me the same benefits but there are plenty that are content.

I think the bigger number is that PVB didn’t sell more than 60k…at one time, that would be seen a dismissal.

Now, it seems DVC looks at metrics with overall sales vs indivual resorts.

 

[AstroBlasters]

Do I have a couple friends in the outer part of my friend circle who can drop $80k without thinking about it much or having that purchase devastate their finances for the year? Yeah, I have a couple of them. (And to be clear, this is not my situation at all.). So maybe this purchase was something like that--from a person who valued the ease of dealing with Disney direct despite the cost for that convenience and was somewhat aware of that cost. But also I can (more easily) see a situation in which the purchaser had no idea of their other options: buy all resale, buy 150 direct + 150 resale to be blue card holders and save thousands, etc. This person decided to buy 300 point, but I'd argue that a person can only decide to buy "direct" if they are aware of other options. Were they aware of other reasonable options? Who knows?

I would love to know if it was cash or financed…. Doesn’t Florida show mortgages for timeshares on their website?

 

[Sandisw]

I would love to know if it was cash or financed…. Doesn’t Florida show mortgages for timeshares on their website?

I believe they do. What I don’t know is if they still have to record them when it’s financed directly via DVD.

 

[Genie+]

The hardest purchase to watch I ever saw was during the Grand Flo fire sale. One of the resale bloggers invited a family to their Youtube show to discuss the family’s ‘legacy’ VGF resale purchase for hundreds of thousands of dollars.

Sometimes people are unaware of the resale market, but the flipside is other people who get caught in the mantra that resale is a no-brainer against direct pricing.

Buying enough points for all the kids and grandkids to continue on the grandparents’ tradition of annual Grand Flo visits, and they all could have had unrestricted blue card points instead for the same cost at that point in time.

 

[AstroBlasters]

The hardest purchase to watch I ever saw was during the Grand Flo fire sale. One of the resale bloggers invited a family to their Youtube show to discuss the family’s ‘legacy’ VGF resale purchase for hundreds of thousands of dollars.

Sometimes people are unaware of the resale market, but the flipside is other people who get caught in the mantra that resale is a no-brainer against direct pricing.

Buying enough points for all the kids and grandkids to continue on the grandparents’ tradition of annual Grand Flo visits, and they all could have had unrestricted blue card points instead for the same cost at that point in time.

Very true. I think VDH is a great example. I would almost always buy VDH direct over resale.