Hi! I've read quite a few posts about lanyards and card holders and I'm a bit confused. Are lanyards those things that are made of belt-like material that you wear around your neck? Do you attach your card holder to this so your cards are always handy? I'm assuming for fast pass you need to take your cards out of the plastic holder,etc. Thanks for any clarification! I've learned so much from these boards but it is like studying for a final exam!!