Resorts in hurricane areas such as Vero Beach and maybe even Hilton Head are subject to possible closures due to hurricanes. Depending on damage the time period could extend for weeks, maybe even months. Brokers failure to include the appropriate terms in both the rental contract and owners contract is irresponsible. Depending on the terms owners, or renters, might have avoided that broker. Leaving it ambiguous may help the brokers business but is certainly leading to confusion. Suggesting
travel insurance is a cop out. JMO but customers assume travel insurance coverage is far more extensive then it actually is.
JMO but once Disney canceled the reservation the contract is void and the renter is entitled to a full refund. The terms of the rental agreement, the reservation, is no longer in effect. I have no doubt a credit card dispute, at least in those cases where a dispute can be filed on a timely basis, would be successful.
More then 10 years ago an owner I previously rented with was trying to get me a reservation when everything was sold out. My memory was it couldn't be done online and she was calling daily. She was also trying to get a reservation for her family, different week, and didn't mind also checking for me.. I had a room only resort reservation and told her to just book the
DVC if it was available and I'd pay within 24 hours. I asked if she wanted me to give her a deposit while she was checking. She wasn't worried. She told me she never rents points that can't be banked. At the time I didn't realize the significance. Isn't this the biggest issue.? Owners have points which might wind up expiring before they can be re-rented.