Great discussion going on. I did want to comment on the prevalence of "gaming the system" attitudes.
-If someone books a reservation and then cancels it to gain the 60 day fp window, that was 'gaming the system' and Disney was right to end the practice.
-If someone books a reservation and pays for it / keeps it for one night and gets a 60 fp advantage, that is not 'gaming the system.' That reservation was legitimate and that person deserves the same rights as any other paying customer. To suggest otherwise makes no sense.
I think what bothers me most about the somewhat miserly satisfaction of posters being excited about Disney making their system more complicated, is that $$$ is at the heart of it.
-If someone can only afford to stay on property for a night or two in a value resort - is it really considerate of those who can afford to stay for 14 days onsite to rub their hands with glee that they get more benefits than the one who could only afford one night? Consider for a moment the single mother who saved up for a decade for this trip and just books that one night because it's all she can afford, and she'd really love for her children to get a few fp's? Now she's stuck with having to book only a few of her fp's at 60 days, and save the rest for 30. Which is fine. But, it seems pretty heartless to revel in her misfortune for my own benefit.
-To the 'umbrella policy' naysayers: I don't understand why it is so 'wrong' for Disney to allow, for example, a set of Grandparents who live in Orlando to be able to go on the same rides / fp's with their grandkids who are staying onsite and they only see once every 5 years. A big part of Disney's revenue is large family / friend units gathering. Why does it bother you so much that Disney is trying to create a smooth guest experience for these families? It's not a 'loophole' or 'gaming the system.' It's excellent guest relations. My local golf and country club allows members to bring guests all the time - who receive the same perks as members. So what? It's good business for them.
In sum, I guess I'd just like to know where the 'gaming the system' sentiment starts and ends. When my family gets free water at QS instead of paying $5 for a bottle of water, are we 'gaming the system' because we didn't pay for it and other guests aren't 'in the know' enough to know it's an option? Are we 'gaming the system' when we pack our own snacks or lunch because other guests are paying for their meals and didn't know bringing in their own food was an option? What about getting a photopass photographer to take pictures of you with your own camera instead of paying for a photopass package? Ask any photopass photographer and they'll tell you it's totally acceptable practice. In fact, it was a photopass photographer who SUGGESTED our family do this. It's not 'gaming the system.' It's being fiscally intelligent. I would put forth that these types of great tips are what the Disboards are all about. We shouldn't be asking the moderators to cease all discussion about something we personally think is 'gaming the system,' especially if it really isn't.
If Disney has not clearly stated a policy to the contrary, you are not gaming the system. To the contrary, you are most likely a guest who is not a millionaire and is trying to find ways that your family can enjoy Disney World without becoming bankrupt.