Thanks @Lain! that's helpful..... do you remember how long it took the rfund to show back up on your gc when you canceled the resort?Yes, you can!
I used a Disney gift card for the pre-payment on the Disneyland Hotel Thanksgiving Dinner. You just have to give the CM the 16-digit number on your gift card. I haven't had to cancel a dining event so I haven't received a refund for one, but the standard practice is to refund it back to the gift card. I have had to cancel a resort reservation that had a deposit paid for with a gift card, and the refund went back to the gift card.
So a few things to consider if there's a chance you'll need to cancel -- remember the gift card you used, and make sure there's enough room on that gift card to receive your refund amount (I don't know if a gift card can have more than $1000 on it, but I wouldn't want any problems if it can't).
You can get month free membership to BJ's by printing out the page from the link below:
http://www.bjs.com/savings.content.minisite_map.D?s=&sc_cid=affil
Using the Amex $25 off $100 offer at BJ's (IN STORE ONLY), you can get a $100 Disney gift card for $95.99 and buy $4.01 of something else at BJ's to put you over $100. This comes out to a 25% + the 1% the credit card gives you back for a 26% savings (You can technically argue the extra $4 you are buying should also count in the savings which would make it a 30% savings.) Definitely a lot better than the puny 5% savings people are getting at Target. This is why I have been begging people not to settle for 5 or 10% - that is just way too low. I got the offer on 9 American express accounts so I will be buying $900 of Disney gift cards.
For those of you who don't have Amex cards, now is the time to start applying so you can be ready for next year. Amex has a number of no annual fee cards, and you can add authorized users on for free. I have added my mother, father, and sister as authorized users on my 3 Amex cards which is how I have so many Amex accounts.
As another reminder, if you want to apply for the Chase Sapphire Reserve card, make sure to apply for that before the Amex cards as chase won't approve you if you have more than 5 new cards in the last 24 months.
IMHO for me it's either..... no matter what I choose to buy, I am saving that amount of $$ at Bj's,and applying the savings *somewhere* in my budget lines. So I will spend that 100 per card (with the offer) and count the savings as what it is, and use the groceries/gift cards where I need them. For others, who have a more separate 'vacation budget line' they think of it differently. Either way the savings are the same. --Actually I can likely get regular groceries cheaper elsewhere than at Bj's(gasp,Aldi!) but I can't get the disney gc cheaper this easily, therefore I will likely apply this to my dis fund. (and if I was getting super detailed I would calculate the exact difference in grocery prices between Bj/Aldi and add that to my overall saving of using the offer one way vs. the other, but I don't care quite that much lol)I struggle with offers like this. You can either buy the gift cards, or you can get free groceries. If we give up the free groceries in order to purchase the gift cards, is there really a savings? We just end up having to spend the money on groceries elsewhere. In terms of savings, I'm not sure there really is one - seems like a wash to me. In other words, you could just buy BJ's gift cards for yourself to use on free groceries. Then use the money you would have spent on groceries at Disney (or to buy discounted Dis gc somewhere else). Is my logic faulty?
thank you!It wasn't immediately. Maybe 3 days? They said it could take up to a week? It was definitely less than a week.
IMHO for me it's either..... no matter what I choose to buy, I am saving that amount of $$ at Bj's,and applying the savings *somewhere* in my budget lines. So I will spend that 100 per card (with the offer) and count the savings as what it is, and use the groceries/gift cards where I need them. For others, who have a more separate 'vacation budget line' they think of it differently. Either way the savings are the same. --Actually I can likely get regular groceries cheaper elsewhere than at Bj's(gasp,Aldi!) but I can't get the disney gc cheaper this easily, therefore I will likely apply this to my dis fund. (and if I was getting super detailed I would calculate the exact difference in grocery prices between Bj/Aldi and add that to my overall saving of using the offer one way vs. the other, but I don't care quite that much lol)
I shop at costco not bj's so I'm not sure this will be helpful to you. You are absolutely correct you have to do price comparisons. Costco have some awesome deals on certain products but there are many items I can get much cheaper at the grocery store or target on sale. Some of the food we buy isn't necessarily cheaper but they're better quality that can be found at the grocery store.I try to be somewhat strategic in what I buy from warehouse stores, but I need to revisit Aldi. What do you buy there? It was a year or two ago when they opened here, and the selections were disappointing (I recall not being able to find brown rice there - weird). But now more stores have opened, and I really need to do some price comparisons.
IMHO for me it's either..... no matter what I choose to buy, I am saving that amount of $$ at Bj's,and applying the savings *somewhere* in my budget lines. So I will spend that 100 per card (with the offer) and count the savings as what it is, and use the groceries/gift cards where I need them. For others, who have a more separate 'vacation budget line' they think of it differently. Either way the savings are the same. --Actually I can likely get regular groceries cheaper elsewhere than at Bj's(gasp,Aldi!) but I can't get the disney gc cheaper this easily, therefore I will likely apply this to my dis fund. (and if I was getting super detailed I would calculate the exact difference in grocery prices between Bj/Aldi and add that to my overall saving of using the offer one way vs. the other, but I don't care quite that much lol)
Saw this on Slickdeals:
Best Buy: Purchase $150 in E-Gift Cards (11/6 to 11/19), Receive Bonus $15 * Promotional* Savings Code
Does not stack w/ AmEx Sync offer
https://bestbuy.cashstar.com/gift-card/buy/
$15 SAVINGS CODE OFFER
- Valid 11/6/16–11/19/16 online only.
- $15 savings code will be provided via e-mail on 12/3/16 for use toward a future purchase made from 12/4/16–12/17/16.
- Maximum of 3 $150 e-gift card purchases during promotion time period per customer and savings codes will be sent via e-mail in $15 increments.
- Valid e-mail address required to receive savings code. Savings code may be redeemed online and in store.
I struggle with offers like this. You can either buy the gift cards, or you can get free groceries. If we give up the free groceries in order to purchase the gift cards, is there really a savings? We just end up having to spend the money on groceries elsewhere. In terms of savings, I'm not sure there really is one - seems like a wash to me. In other words, you could just buy BJ's gift cards for yourself to use on free groceries. Then use the money you would have spent on groceries at Disney (or to buy discounted Dis gc somewhere else). Is my logic faulty?
I guess it depends on your situation and spending habits. Personally, I very rarely spend $100 at one time for grocery shopping. So I would have to go in to BJ's 9 times in the next 2 months and spend $100 each time, which would never happen for me.
That is only a 10% savings, you will not get any Best Buy rewards, and the $15 promotional code only has a limited time to use it. Wouldn't it make much more sense to use the Amex offer?
You could buy a $100 BJ's gift card for each Amex offer. Then take your time spending.
I grabbed one and got 424 fuel points! ThanksFYI - Kroger digital coupon . . .
Save $10 on MASTERCARD® or VISA® Gift Card when you buy ONE (1) $100 MASTERCARD® and/or VISA® Gift Card. Offer excludes MasterCard® and/or Visa® Variable Load Gift Cards. * Restrictions Apply. See Store for Details.
Exp 11/26/2016
I'm assuming this would work today in conjunction with the 4x promo.