You got it!
I was just calculating mine and thinking the same thing regarding 4x / 5x. On my account, I had 1400 become "free" today. So, I'm trying to decide if I should jump on a 4x if one opens or wait for a 5x. The longer you wait, the longer it takes for the money to "free up" again. So, there's definitely a trade-off. For me, I will probably jump on 4 or 5x bonuses but not 3x.
Whew! Thanks again for helping finally get it right, lol!
Ooh that must have been frustrating this week with the 5x offer so close to when your $1400 would be free! Yeah, that's what I was thinking - do I do anything but a 5x, to get the most? But, there's no way to know how much the next promo offer will be, or if we'll get it, or when it'll show up in relation to when our money is 'freed' up. Jeez, what a pain! But, with all that considered, I'll will do the 4x as well as the 5x offers, but not any 3x offers, that's just not worth it! And, yeah, if you hold off, and jump on a later promo waiting for the best one, it'll be even longer before you can buy again. Ugh, just shaking my head, lol!
If you have a business account, it doesn't mean that it's an ebay business, it just means it's a small business, so you would just be buying products for your business on ebay. They don't expect you to sell things, although that is an option. When you sign up for an account it asks for the name and address of your business, everything else is optional. Business id's are not required. To me churning is like a small business

so a name of my business is easy. When you sign up for a new account it asks if it is individual or business, and you will need a different email address from your regular account. It was basically that easy.
Do you use your same paypal for both your regular and your business account? Well, it is like a small business sometimes, lol, sometimes it has seemed like another job, lol. That was more back when we could do the churning thru Target, seemed like more work, though the pay off was much more lucrative so that extra work was worth it!
Something to keep in mind, at least, so thanks for sharing that idea! We do use my account and DD26's account so that helps us for sure.
So, as I noted earlier, I didn't have any money freed up for churning, but I did end up taking some cash we had been saving each pay period and decided I might as well go ahead and churn it once and get some of our Disney gc's with them, and was glad to get something from this latest promo. (Now I gotta wait another couple weeks at least, though). I ordered $500 in Wgc's, in two orders of $300 and $200. That was on Wednesday, late afternoon. I received the $300 order on Saturday! I was shocked, I know they ship from Chicago suburbs buy that was crazy fast! We were going out then, so stopped at first Walgreens I've easily used before and she wanted ID if I was gonna use credit, shoulda just shown that, but I showed the gc and she said she had to call, she didn't think they could be used. I said I'd already done it several times and it worked fine. On the phone, they said no but she didn't really describe my card and I bet they thought I was using those instore credit only cards. She asked if I wanted to talk to them on the phone and I said no and left. Maybe I should have gone to the other register in photos in the first place, where the same guy had helped me before. Anyway, went to another store where it's worked, saw a familiar face and we chatted as I bought my cards no problem! So, at least I got it done, but get frustrated when not everyone does things all the same. (That's something I really like at my BB, there is never a question). I don't think anything changed just that she didn't realize the card I had, as the others do say on the back they can't be used for gift cards. The regular cards do not refer to gift cards at all.
I've been successful at Walgreens in buying Ebay cards(loadable $500 ones), Disney, and once bought a BB loadable, then took that to BB and bought ebay cards. I guess I was thinking it would spread it out a bit and not just be all ebay cards, lol. And I like my BB, lol.