I bought the DCL insurance and I'm glad I did. My husband got sick last minute and had to cancel his reservation, so that meant just me and my daughter went on DCL. The insurance refunded all my money lost for my hubby.
Check out other travel insurance providers. There are sites that will allow you to compare policies from different insurance companies. You will likely find better coverage for less money elsewhere.
GET UP TO A $1000 SHIPBOARD CREDIT AND AN EXCLUSIVE GIFT!
If you make your Disney Cruise Line reservation with Dreams Unlimited Travel you’ll receive these incredible shipboard credits to spend on your cruise!