I'm a newbie, how were the binders done? Did you start with one big binder with all the pages and then early you were just sent pages that were updated or did they send all pages yearly whether there were changes or not? I would also prefer an option to opt out of postal mailings even though
DVC probably hopes we use the info to purposely or accidently (marketing piece left on coffee table) share DVC info with friends & family. However, I think a binder with pages that just get replaced as needed would be better than the giant book.