Credit Card Rewards

[lrmillen]

How many of you have a rewards program on your credit card?

I currently do not, neither does the DH and I'm starting to think we're losing out. I know we don't want an airplane mileage program like a lot of others have talked about, but definitely something else. I know E-Bay has a credit card, anybody have that one? Any others?

 

[pw2pp]

I have a People's Bank Mastercard and I earn cash for my purchases. I get a check just about every month with my credit card statement.
You can also earn cash with a Discover Card - You can either take the cash, donate to charity, or you can DOUBLE your money by buying Gift Cert. from one of their "partners". I usually opt for a Sharper Image gift cert. - you apply $20 and you get a $40 certificate.

 

[Tina]

I've been very happy with my Bank One United Airlines card. We've used our miles often for free trips and/or upgrades to First Class. Right now we're working toward 2 First Class tix to Hawaii for our anniversary. We've got about $20k to go!!

 

[DVC-Don]

Southwest Visa is our main card and we just used our 5th and 6th free round trip vouchers to go to Disneyland last week.

Our secondary card is a Drivers Edge Mastercard. We have gotten over $6,000 in cash refunds since 1993 on vehicle purchases. The last one was a $425 refund from buying a 2004 Cadillac SRX 2 months ago.

 

[Disney Doll]

We have the Disney VISA, which gives us money back on purchases that can be spent at WDW. We also have a Delta Skymiles card wich gives us miles for purchases.

 

[4greatboys]

We have Discover, MyPoints mastercard and Disney Visa. We dont carry a balance on any of them and mainly just use the Disney Visa. I like to have the reward dollars for our trip. I like to be able to pay for atleast one or two nice meals with the rewards.
Discover changed some of their rewards and now you only get double on certain items and other things are at a 20% bonus, like Red Lobster. You pay $20 for a $25 reward card.

 

[clh2]

We have a Fidelity card - and on a quarterly basis, they will put 1.5% into a Roth retirement account.

 

[barbeml]

We have had a GM Gold MasterCard for many years. It has helped us earn free money (we pay our balances in full each month, so we pay no interest) for one car purchase and one lease. We are about to max out at $3,500 for our next car purchase.

We also have a AAA Diamond Rewards Card. That gives us 5% off at the gas pump, additional discounts on travel purchases at AAA, and a $50 reward certificate for every $5,000 spent. We have gotten tons of free Disney logo travel merchandise (fanny packs, Mickey luggage tags) with those.

 

[ducklite]

I got rid of my airline miles cards, they have annual fees.

I'm pretty much using the Disney Visa exclusively these days, so far I've racked up almost $1000 in Disney Reward Dollars.

Anne

 

[one_cat]

We have a US Bank card that gives us FF miles on Northwest Airlines though we've never actually used them.

 

[Randi]

I use the AT&T Universal card. No annual fee & I don't carry a balance. Rewards are your choice from gift certificates at a number of stores, reduction in finance charges, calling services, etc. I like the options available to pick from.

 

[Lynn CC]

American Express Blue, I have A Lot of points that I've never redeemed.
Also GM Mastercard, which I've redeemed over 3,000 on vehicles we've bought

 

[pw2pp]

Discover changed some of their rewards and now you only get double on certain items and other things are at a 20% bonus, like Red Lobster. You pay $20 for a $25 reward card.

Yeah, I used to LOVE getting the Red Lobster cards ($20 for a $40 card) - it was an awesome deal.
Since they changed it, I only buy the Sharper Image certificate (since they still DOUBLE the value).

 

[Nancy]

My bank card form Charter One has mega rewards. You earn one reward for every dollar you spend when you sue the bank card as a CC. If you use it as a debit you earn nothing. Unfortunately you don't redeem the points dollar for dollar. I just purchased 2 $60.00 gift mastercards and they ran 6000 points a piece. There are plenty of things to choose from in their catalog.

I also have a AT &T ubuversal card and I don't think I earn anything with it. At least I never have been told that I do.

 

[kadaten]

I get 1% cash back on my Mastercard.

The only store card I have is Old Navy since they send me a $5 coupon for every $100 charged. It's like getting 5% back I pay it off every time, so it's free money. Old Navy is a favorite for clothes for DH and both the kids