100% agree with it all

I think we're on the same page and just wording it differently. I always like to say that being poor is expensive. Things like a bad credit score cost you more than if you have enough money to game the system and get a good credit score. The whole thing is horribly inconsistent too. For example, here paying rent on time every month doesn't help your score, but NOT paying on time can hurt it. Then they wonder why people can't get houses.
I listened to an 'expert' (can't remember her qualifications) talking about this one time. She said that this idea of constant dehydration is a myth, that the 8 glasses of water per day was a made up number from some study where they based it on the average amount of liquid an average person would need per day from all sources to survive. That they didn't take into account any variables like gender, age (like kids vs adults), outside temperature (100 degree day vs 50 degree day), etc, and said it wouldn't be the same for the same person from one day to the next. She said the idea became so ingrained in our society that even professionals (doctors) believe it, even though there's no actual scientific basis. She cited a bunch of sources, none of which I remember now, of course. The gist of the entire thing was: Drink when you get thirsty, and you'll be fine.
It's kind of like women think we shouldn't have any body hair because razor commercials brainwashed us.