Combining Contracts, Transfering Points and Making Reservations and UY

Kid_@_50

Earning My Ears
Joined
Feb 13, 2009
Messages
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Ok, another post raised a transfer question which motivated me to ask about multiple small contracts, transfering points, making reservations and UY.

My understanding is multiple smaller contracts are generally considered better than one larger single contract.

My understanding is you are allowed one transfer per account (contract?, master contract?) per year. I always thought transfer were something done between people, but somewhere I read implied it was also something done between contracts owned by the same person.

Someone with Q=4 (A, B, C, and D), each 50 point contracts (200 points total) might have 4 different contracts depending on the UY.

In order to make a single reservation, I thought I read you need to transfer points from into a single account (contract?); from D to A, from C to A, from B to A; before making the reservation. If this is true, then all Q=4 accounts (contracts) have used their transfer option for the year.

I was thinking the important stuff was pick a home resort, then purchase small resale contracts at home resort so you could make reservations at 11 months.

I suspect UY is more important than when you can bank your points. What am I not understanding about multiple contracts, transferring points, making reservations and UY. Am I making it harder than it actually is?
 
If the other contracts are add-ons to the master contract ( all contracts, master & add-ons would have same Use Year ) then you are not transferring.

A transfer would only be when you have contracts that are not attached to the master; those are individual contracts(membership accounts) then if you transferred from B to A then that would use the 1 transfer per UY privilege for BOTH B and A.

You may call for a reservation at your Home Resort as early as 11 months before checkin date you want but if your master contract has add-on contracts with different HR's then those points cannot be combined for a reservation with your master contract's points until 7 months ( all points become equal for reservations made at 7 months or less ).
 
Thanks for the quick reply. It seems that I don't understand things as well as I thought I did.
 
Contracts with different UY's, regardless of resort, are considered master contracts. A member who has there has two DIFFERENT member #'s.

Contracts with the same UY, regardless of resort, are considered the same contract--the first one is the master, and the rest are considered add ons.

When a member has multiple contracts under the same member #, points can be combined at the 11 month mark (if same resort) and at the 7 month mark (if different resorts) with no issue. Since all of these contracts have the same UY, the banking deadline would be the same for all of them.

When a member carries multiple contracts with different UY's, they have different member #'s. If they want to combine points, they must TRANSFER points from one to the other before the points can be combined. Since you are limited to transfer in or out of your member # only ONCE per UY, this situation can put someone at a disadvantage when making reservations.

Most members carry the same UY for this purpose--to make it much easier to combine points at the 7 month mark as well as to keep straight their banking deadlines.

If someone adds on through Disney, the will automatically get the same UY. If they add on through resale, than it is beneficial to find a contract with the same UY so that things can act as "one"!

HTH!:)
 

I have two master contracts - Sep UY and Dec UY. The Dec UY is the same resort as one of my contracts in the Sep UY (my original and an add-on at a different resort).

If I need 25 points for a single night at 11 months out, and I only have 24 points in my Sep UY, I need to transfer points from the Dec UY to the Sep UY to make 25 points for that single night.
 
If I need 25 points for a single night at 11 months out, and I only have 24 points in my Sep UY, I need to transfer points from the Dec UY to the Sep UY to make 25 points for that single night.

If you want a 7 night reservation and you call at exactly 11 months, then in order to get the reservations for 7 consecutive nights, you need to transfer points.

However, if you call at 11 months minus 6 days, then could you not get two reservations? One against the Sep UY and the 2nd against the Dec UY, then link the reservations?

Now based on another post about DP and split stays, this creates issues (and possibly additional ticket cost) for adding DP to both reservations.
 
If you want a 7 night reservation and you call at exactly 11 months, then in order to get the reservations for 7 consecutive nights, you need to transfer points.

However, if you call at 11 months minus 6 days, then could you not get two reservations? One against the Sep UY and the 2nd against the Dec UY, then link the reservations?

Now based on another post about DP and split stays, this creates issues (and possibly additional ticket cost) for adding DP to both reservations.

Regardless when you call, if you need 25 points to reserve a single night and have only 24 you will need to get one more point - via borrowing or transfer - to make that reservation. You cannot combine points from two different master contracts for a single night without a transfer.

If you link the two reservations together so you won't need to move, MS may require the DP for both reservations. If they are not linked, you can have the DP on one reservation and not on the other. With DVC reservations you do not need to include admission tickets to get the DP.
 
If you want a 7 night reservation and you call at exactly 11 months, then in order to get the reservations for 7 consecutive nights, you need to transfer points.

Not sure I'm understanding exactly what you mean on needing to transfer points....hopefully this may answer:
~ 11 months before the check-in date you want you can always call for reservation regardless of what month your Use Year is; MS will see points that are available during the Use Year for the reservation dates either from points banked, current points in the Use Year or if banked or current points are not available (because you've used them already) then MS will borrow points into that reservation UY from the UY that follows the reservation....but none of these are TRANSFERS.

example: UY APRIL-HOME RESORT AKV - on Mar 20,2009 you call MS to make ressie that begins on Feb 20,2010 (11 month window for your AKV points),
- MS will see if you've any banked APRIL 2008 UY points to use
(2008UY banked points would cover stays 4/1/2009-3/31/2010 so theyre valid for Feb 20 2010 ressie) AND if so MS would utilize these banked points FIRST, then, if additional points are needed to cover ressie MS will use points from APRIL 2009 UY (2009UY points are usable for stays from 4/1/2009-3/31/2010 so theyre valid for Feb 20 2010 ressie)
- If necessary, because you don't have 2008UY points banked or you've already used 2009UY points or because you simply need more points to add to 2008UY and/or 2009UY points, MS will borrow any additional points needed to cover this ressied from APRIL 2010 UY into 2009UY where the reservation dates fall (these borrowed 2010UY points are moved into 2009UY and are valid to cover ressie from 4/1/2009-3/31/2010 so they can be used for the Feb 20 2010 ressie)


However, if you call at 11 months minus 6 days, then could you not get two reservations? One against the Sep UY and the 2nd against the Dec UY, then link the reservations?

11 months before check-in date you want you may call to book up to 7 consecutive nights at your Home Resort if you have enough points with either banked points, current UY points or borrowed points or any combination of. If you have an add-on with a different Home Resort then the master contract you can't add nights to this ressie using the add-on contract's points at the Home Resort of the master until 7 month before the date you want to add. If you have 2 master contracts with same Home Resort but different UY's and you're short point(s) then you would make a TRANSFER like Deb states in her post.

Now based on another post about DP and split stays, this creates issues (and possibly additional ticket cost) for adding DP to both reservations.

DVC members do not need to purchase any park tickets in order to have Dining Plan added to their stay on points. You do not have to visit a park at all when staying on points. If you have 2 separate DVC reservations made you may purchase the Dining Plan for the first reservation or the second reservation or both; there isn't any extra cost involved, you'll just pay the price of the Dining Plan per night for each person on the reservation for the entire length of the reservation. A linked reservation iirc (just check this out for sure with MS - it's possible that the linked ressie is treated as 1 reservation when it comes to purchasing dining plan) might be treated as 2 separate reservation numbers so you may possibly have ability to have dining plan for 1st ressie nights, 2nd ressie ressie nights or total nights for both (a linked ressie's main purpose is hopefully to allow you to remain in the same villa & not have to check out of villa from 1st ressie & check-in to 2nd villa for the dates of the 2nd ressie)

Hopefully this helped answer some of what you're wondering about.

UY, when reservations may be made, what points are available in member's account for a reservation, what exactly is a transfer, etc. can be very confusing ;) but you'll get the hang of it :thumbsup2
 



















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