I will be closing on a resale this week. We usually go sometime between Thanksgiving and Christmas and I know it will be highly unlikely to get reservations. I was thinking of trying to get a room at POR (I know everyone will tell me it is a bad use of points) and waitlisting for a DVC resort. If by some chance pigs fly and I get a DVC resort what would happen to the points used to reserve POR? I know there is a $95 fee. I am assuming that is non-refundable? Thanks for any info.