Anyone have experience with the Southwest Business card?

[LisaRay]

I've gotten a SW card before but not the business one. I was thinking about signing up for a new card for the bonus but have seen that the business one offers a bigger bonus.

We don't own a business but my husband does sell and trade hot wheels on ebay (sounds dorky I know but lots of people are into it! HA!) Anyway in reading a little about the card it says you can apply for a business card even if you just do a little selling on the side.
I just thought maybe with all the credit card gurus here someone has some experience or info about this?

 

[Alexle2007]

I've gotten a SW card before but not the business one. I was thinking about signing up for a new card for the bonus but have seen that the business one offers a bigger bonus.

We don't own a business but my husband does sell and trade hot wheels on ebay (sounds dorky I know but lots of people are into it! HA!) Anyway in reading a little about the card it says you can apply for a business card even if you just do a little selling on the side.
I just thought maybe with all the credit card gurus here someone has some experience or info about this?

Yes, your Dh can apply for SW Biz with his eBAy sales. He would just use sole proprietorship and his sSn instead of an EIN. DH and I both have CHASE BIZ cards for our eBay businesses.

 

[LisaRay]

Can you only use it for business purchases? Because in order to meet the bonus requirement I don't think that would work for him. Also is their any minimum amount you have to earn to qualify for the business card that you know of? He does sell but not a LOT.

 

[vanjust14]

Hi! You can use projected revenue. I said $500 business income was expected, even though I only sold a couple of my DD's dresses on ebay. They won't go back and check to see if you really ended up making that. As far as purchases, I charged everything to meet the minimum spend. I've never been questioned. You could make a case for almost anything being a business expense really. I would go for it and wouldn't stress it!

 

[palhockeymomof2]

Can you only use it for business purchases? Because in order to meet the bonus requirement I don't think that would work for him. Also is their any minimum amount you have to earn to qualify for the business card that you know of? He does sell but not a LOT.

I also sell on eBay....and have used my SW business card for all my purchases to meet the minimum spend with no problems...can’t help with the amount of business income to qualify..but they do also ask for total household income so make sure to include all income there

 

[Shelly F - Ohio]

No you don't have to use it for just business purchases. You can grocery shop, go to the movies, buy a birthday present it does not matter what use the card for

 

[hsmamato2]

No experience with the biz card but my DH is probably one of those people on ebay who watches for hotwheels and matchbox cars lol he LOVES them