any Resale buyers ever have a charges discrepancy on Closing Statement? what do i do?

[disneyberry]

okay, after going over my closing package carefully, i noticed that there is a slight discrepancy in the itemized charges.

if i call the closing company to dispute it, will that cause a big slow down?

does anyone know if the seller's closing package also includes an itemized breakdown of the buyer's costs?

so if i asked the closing company to correct the buyer's costs statement, and they have to send it out again to me, does that mean they have to send it out to the seller again also?

the discrepancy is very small, and i'm not sure if it's worth slowing down the process.
but i'm not in a huge rush or anything, i'm merely impatient to close.
i don't know what to do. i'm usually the type of person to go back and dispute an incorrect charge even if it's $1. it's the principle of things. i don't like to get charged something that i'm not supposed to be charged.

i guess i'm thinking, if they closing company only has to revise the statement and give me a corrected copy, then i'll do that.

but if they have to revise it and give another copy to the seller. then what if the seller already had signed everything and things were in the mail. then do they have to look at the new statement, and resign and remail everything?

 

[GAIL HAYDEN]

If you have not closed yet, what you have received is an appox. closing statement/disclosure. Things can and do change on these statements, including the per day interest.
Rather than discuss this here, I would call the closing agent and question it. We cannot see the statement, have no idea of the amounts and have no valid way to advise you. Only the closing agent can do this. The seller will receive exactly what you have.

 

[disneyberry]

oh really? i didn't know it was only an approximate statement... hm...

the main thing i was wondering is if the revision would work like this:

1. i call them to ask them to fix the discrepancy
2. they revise the paperwork
3. they send me (buyer) another copy
4. i have to sign the new paperwork
5. they close the file
6. seller receives moneys and the final itemized closing statement

or would it be more like this?:

1. i call them to ask them to fix the discrepancy
2. they revised the paperwork
3. they send me (buyer) AND seller another copy
4. i have to sign the new paperwork
5. seller has to resign all paperwork
6. they close the file
7. seller receives moneys and the final itemized closing statement

basically that extra step, if the seller has to get the revised closing package all over again, and resign everything.
that would slow things down a lot, so i don't know if it'd be worth it to interrupt the process for a few $.

well anyway, i guess i will call them again and ask.

i was hoping for a quick answer from the trusty DISboards while their staff was out to lunch.
hopefully they're back from lunch now and someone will actually pick up the phone. jeez they have a long lunch hour(s).

 

[GAIL HAYDEN]

Like I said, without seeing the paperwork, I truly do not feel qualified to answer.
BUT, do let us know how it worked out and yes, closing agents and closing attorneys do have long lunch hours. Key word "hours".