Who is financially supporting her? There are so many people in financial messes because they live paycheck to paycheck. Knowing she has significant debt to repay (like so many young adults these days), she is putting off her strong desire to have a permanent residence in order to have savings in the bank, so that if she gets hurt, falls ill, loses her job, etc., she won’t have a financial crisis. I don’t think sleeping on someone’s couch one or two nights a week is taking financial advantage, especially since she was invited. I certainly don’t think she’s taking advantage of us, she knows she can always stay here, but she was out of the house for four years, and I know how hard it is to have to move back home, I would not have wanted to. She is 23, has a masters degree, graduated at the very top of her class, and can officially put CPA on her resume after working at her accounting firm for two years. I think she is going to be very successful.