I try to avoid doing so, Charlyann, because some people get angry about the explanation... but since you asked... Access America is one of the most recognizeable names in
travel insurance in the United States. They actually "put their money where their mouth is", offering to take on much of the risk air travelers face from various quarters. They will offer customers travel insurance including air travel on a number of air carriers, but will
not offer travel insurance for other air carriers. That reflects their belief that certain carriers (the ones they don't offer travel insurance for) are more likely to go into financial default.
I recommend folks stick with the air carriers that Access America covers:
- AirTran, American, Continenal, Midwest Express, Southwest, US Airways.
And avoid the air carriers that Access America does not cover:
- Delta, Frontier, Northwest, Spirit, Sun Country and United.