I disagree. You may not know anything about the owner but they know plenty about you. I rent out my points through davids all time. I know their name, gender, birthday, full address, phone number, and email. I also know your credit card number if you book the dining plan. I know your flight information is you are flying in and using magical express. All of this information is needed to book a reservation. I know all this information for everyone in the travel party.I disagree. The broker works for me. I have a contract with them and not with the other party. Same with the owner. Neither of us is allowed to know the other, otherwise the broker would be irrelevant. This puts the broker in the position where they should be assuming the liability and providing security for both parties, otherwise what are they here for? I could go to the forums to rent points. I did it through a broker specifically FOR the security.
If you damage a room that I reserve for you I assume the liability and I am the one that has to deal with it - not Davids. Davids puts us together and takes a commission but as the owner I assume all the responsibility.