A Glorified 800 Unit Apartment Complex?

3DisneyNUTS said:
Dean I would agree if there were no such thing as resales or if resales were forbidden. No one HAS to buy SSR if they want to get in. It cannot possibly be that the majority of SSR owners bought to just get in . If this were the case do you think they would not have even considered a resale? I mean everyone knows this is a timeshare and they are purchasing right to stay in a specific unit. They know trading is an option but not a guarantee. So why with all this information would they still buy SSR instead of resale? WHy wouldn't they just buy at the resort they love than "settle" with SSR. The 12 extra years could not be that attractive if they don't like the resort.

I honestly cannot agree with the arguement that SSR owners bought to just get in. There are plenty of resales out there for people to pick the resort they prefer.
I don't know the percentage, I doubt even DVC does. But I do feel you are giving most people far too much credit. Many on this board have posted that they bought from DVC even though they would have preferred another resort. Reasons include:
  • Wanted easy DVC financing.
  • Felt more comfortable with DVC.
  • Didn't know about resale or know enough to proceeed.
  • Ease of buying from DVC.
  • later expiration date.
  • Sales person said I'd have no problem at the 7 month window.
You could do a survey or poll on DIS but unfortunately, that isn't likely to be accurate as the members here are FAR more knowledgeable about DVC's ins and outs than the general membership. I'd be surprised if 25% of the members bought SSR because of SSR itself, my guess would be more in the 10% range, but it's just a personal observation for what it's worth. That's not to say all members of other resorts bought simply to stay there. When OKW was selling, there was nothing else for a long time. And many bought OKW resale or VB/HH resale or from DVC for the same purpose. And I'd suspect most members plan on trying other resorts at least some.

Every time this comes up, I think about Club Intrawest points where there is no home resort and the members of all of their resort are all after a couple of ski weeks. Or of the Maui Marriott where the entire Platinum season is (I believe) the entire year. The members there are getting shut out routinely even when they call at exactly 12 months out. The point being it's far better to plan up front than hope it works out later. IMO, the wait and see in this situation is very risky. Points being, plan at 7 & 11 months out and buy where you want to stay.
 
greenban said:
Again your argument comes from the DIS view. How many first time DVC buyers know about resales, other than DVC's $89.00 a point resale?

We are a different breed here.

-Tony
I did and I found Disboards after I purchased. I would say 75% of the people in the market for timeshares know about resales. I have to give credit that people are going to research (at least a little bit) prior to plunking down at least 13k. If people are so diappointed with SSR then why don't we see a mass flooding of reslaes since the resort is now open and people have been able to see the resort first hand. Plus part of the sales pitch is that if anything ever happens we can sell it. So people are informed of the resale market from the beginning.
 
Dean said:
I don't know the percentage, I doubt even DVC does. But I do feel you are giving most people far too much credit. Many on this board have posted that they bought from DVC even though they would have preferred another resort. Reasons include:
  • Wanted easy DVC financing.
  • Felt more comfortable with DVC.
  • Didn't know about resale or know enough to proceeed.
  • Ease of buying from DVC.
  • later expiration date.
  • Sales person said I'd have no problem at the 7 month window.
You could do a survey or poll on DIS but unfortunately, that isn't likely to be accurate as the members here are FAR more knowledgeable about DVC's ins and outs than the general membership. I'd be surprised if 25% of the members bought SSR because of SSR itself, my guess would be more in the 10% range, but it's just a personal observation for what it's worth. That's not to say all members of other resorts bought simply to stay there. When OKW was selling, there was nothing else for a long time. And many bought OKW resale or VB/HH resale or from DVC for the same purpose. And I'd suspect most members plan on trying other resorts at least some.

Every time this comes up, I think about Club Intrawest points where there is no home resort and the members of all of their resort are all after a couple of ski weeks. Or of the Maui Marriott where the entire Platinum season is (I believe) the entire year. The members there are getting shut out routinely even when they call at exactly 12 months out. The point being it's far better to plan up front than hope it works out later. IMO, the wait and see in this situation is very risky. Points being, plan at 7 & 11 months out and buy where you want to stay.


Wow 10-25% Dean I find that hard to believe. If that were the case let's say for arguments sake that 40% of the people that bought BWV OKW VWL BCV VB HH all bought just to get in as well. If that is the case then the 7 month window will be hardly affected since by this arguement everyone will be wanting to stay at another resort at least 60% of the time.
 
Just to comfort all of those who are worried about their seven month window, count me as another SSR owner who bought actually preferring SSR as a home resort. We knew about resales and chose to buy from DVC not because of financing (since we paid cash) but because we like SSR and the park atmosphere and DTD proximity. My DH likes it more than me and he doesn't like the idea of ever switching out to another resort. It sounds like a lot of you are having trouble believing that there really are people like me out there, but it should be good news.
 

Dean said:
You may have bought for SSR itself, but I believe a larger percentage of new members did not. Maybe they bought because it's what DVC's selling or maybe they wanted the extra 12 years. But I fully expect a significant percentage bought it to use at other resorts a HIGHER percentage than owners at other resorts and that includes VB and HH. snip ... .

Dean,

I'm curious, why do you believe a higher percentage of SSR owners just wanted into the system than the other sold out resort?


::MickeyMo
 
kschmidt said:
Just to comfort all of those who are worried about their seven month window, count me as another SSR owner who bought actually preferring SSR as a home resort. We knew about resales and chose to buy from DVC not because of financing (since we paid cash) but because we like SSR and the park atmosphere and DTD proximity. My DH likes it more than me and he doesn't like the idea of ever switching out to another resort. It sounds like a lot of you are having trouble believing that there really are people like me out there, but it should be good news.

Hmm, kind of like all those folks who think people only buy an OKW resale because it's cheaper.... ;)
 
ricapito said:
I bought at SSR sight unseen. I semi-regret it after visiting it.

I should have bought VWL but the "extra years" sucked me in like a vortex. I suppose I could sell and buy at VWL with a minimal total transaction cost as SSR points have a higher resale for the time being. But, I have 4 very young kids so the years mean something as "hand me down." I also only go at off-peak times. I suspect most every trip I take I will be at the 7 month window trying to get into VWL, BCV et al, but since I'm an off-peaker I think I'll be alright.

I agree/think it is an 800 unit apartment complex, on too little land, with an industrial feel to it. It is the most un-Disney "like" DVC. It needs:

1. Another themed pool. That's right Disney, cough up the $$$....
2. Some mature landscaping and tall trees to break up the landscape.
3. A full service restaurant.

Honestly, in my opinion this resort was designed by MBA's, not imagineers...small restaurant, small pool, buildings on top of each other with small rooms, one drab check-in area- all for 800!!! units. Can you say profit-center?

Bryan

How can you have mature landscaping in a new property. These things take time and SSR is not even finished. I felt it looked better than any new Disney resort we have ever stayed in and we have stayed in several.

Have you ever stayed at a newly opened Disney resort to compare the landscaping. You can not compare SSR to BCV or VWL as they were both added on to existing, well established resorts.

The common areas such as check in are not finished. We did not find the pool small, as Doc said, I also find it comparable to OKW. I did not find the buildings to be any closer to each other than the buildings at OKW.

I truely am not sure what some expected of this resort, we find no fault with it. The rooms are equivalent in size to the other resorts except for OKW. The furnishings are definitely in a league above the other resorts.

I agree a full service restaurant would be nice and understand it is under consideration.

However if you truely do not care for this resort I would be looking to sell and buy elsewhere.

We have stayed several times at all the DVC resorts including HH and Vero. If I could only get SSR when I want to travel to Disney World, I would be as pleased as if I could stay at any of the others. It is different, but there is absolutely nothing wrong with this resort.

None of the resorts are perfect.

In my opinion the pools at VWL are way to small to handle the guests of the lodge, the villas and the pool hoppers from the campground. The only food options are Whispering Canyon, (which can get old real quick on a daily basis), Artist's Point, (very expensive), and Roaring Forks which is no larger and the selection is not any better than Artist's Pallete just different choices.

BW has very bad parking and transportation problems. At times their pool is also packed with no place to find a chair. There is no quick place to eat and the halls can go on forever. Rooms are similar in size to SSR.

BCV has had problems at times with upkeep and housekeeping. Rooms are not any larger than SSR and there is no quick food place except Beaches and Cream with a limited menu and very limited seating.

My point is they all have similar problems. They all have something great to offer. It just amazes me that some can see the problems of one resort and are blind or ignore the problems of another. When at times the problems are the same, just a different location.
 
3DisneyNUTS said:
I did and I found Disboards after I purchased. I would say 75% of the people in the market for timeshares know about resales. I have to give credit that people are going to research (at least a little bit) prior to plunking down at least 13k. If people are so diappointed with SSR then why don't we see a mass flooding of reslaes since the resort is now open and people have been able to see the resort first hand. Plus part of the sales pitch is that if anything ever happens we can sell it. So people are informed of the resale market from the beginning.

Your reply has inspired me to post a poll.......or two :D
 
While reading Sammie's post, I had a thought. Perhaps the building of SSR will result in increased overall DVC availability, so that those booking 3-6 months out will be more likely to find something available. Just a speculation, but at least a positive one for a change.
 
Doug7856 said:
Dean,

I'm curious, why do you believe a higher percentage of SSR owners just wanted into the system than the other sold out resort?


::MickeyMo
There are MANY factors, the main ones I mentioned above. And there are many nuances, say one is on the fence and one of the above factors will sway them. Keep in mind that the situation has been different at different times. I'll divide them into phases, roughly of course.
  • OKW before any other resorts available.
  • OKW, BWV, VB and HH available.
  • BWV , HH, VB and VWL available with a few OKW points at times during the process.
  • BCV, HH and VB.
  • SSR only.
This is really the first time that DVC has had a single resort to sell since there was more than one resort. SSR resort is exactly the same situation as many buying OKW, HH and VB resale which is happening a lot on the current resale market. Even for VWL and BCV, many bought because they were all DVC was selling on property at the time. Remember, it is my belief that for many, neither OKW or SSR are destination resorts. For some they will be and maybe slightly more for SSR than OKW. But I suspect that about half of the DIS members that bought ONLY SSR actually bought it with the idea of staying there MOST of the time. While for VWL and BCV, I suspect that number is over 75% and likely about 60-70% for BWV. Of course it will vary with when one bought and whether it was resale or retail.
 
erikthewise said:
While reading Sammie's post, I had a thought. Perhaps the building of SSR will result in increased overall DVC availability, so that those booking 3-6 months out will be more likely to find something available. Just a speculation, but at least a positive one for a change.
More for SSR and less for BCV, VWL and BWV as well as less part of the year for HH and VB.
Hmm, kind of like all those folks who think people only buy an OKW resale because it's cheaper....
I know you were being funny but one of our members was chastised pretty hard by the group for doing exactly that. I felt for him, especially since that's what many of us have recommended in certain situations over the years.
kschmidt said:
Just to comfort all of those who are worried about their seven month window, count me as another SSR owner who bought actually preferring SSR as a home resort. We knew about resales and chose to buy from DVC not because of financing (since we paid cash) but because we like SSR and the park atmosphere and DTD proximity. My DH likes it more than me and he doesn't like the idea of ever switching out to another resort. It sounds like a lot of you are having trouble believing that there really are people like me out there, but it should be good news.
No trouble at all, just that I think it's a relatively smaller percentage. Heck, I bet less than half the members on this board truly bought just to stay at SSR if it was their first purchase. Remember there are shades of choices in this. And it's not that uncommon that one person thinks they'll like one resort best and end up liking another best.
3DisneyNUTS said:
I did and I found Disboards after I purchased. I would say 75% of the people in the market for timeshares know about resales. I have to give credit that people are going to research (at least a little bit) prior to plunking down at least 13k. If people are so diappointed with SSR then why don't we see a mass flooding of reslaes since the resort is now open and people have been able to see the resort first hand. Plus part of the sales pitch is that if anything ever happens we can sell it. So people are informed of the resale market from the beginning.
You give people way too much credit. I doubt 75% of members in general ever figure out how to use it appropriately. The majority of people that buy first time simply go down and see the booths, get to talking and before they know it they've bought a timeshare. I wonder how many back out later when they get home, my guess is a sizable percentage with only some heading toward resale. You'd be surprised how many people buy a timeshare, pay the financing and never really use it, rent it, or exchange it. It is a common occurrence though I suspect less so with DVC.
 
erikthewise said:
...those booking 3-6 months out will be more likely to find something available...
Indeed. A very big positive of the completed resort could be that units are almost always available, even for same-night stays.
 
rinkwide said:
Indeed. A very big positive of the completed resort could be that units are almost always available, even for same-night stays.
I'm not sure that's truly a positive. Where did those points go that would have been used for those nights. If more than a few units sit empty, worry what happened to the associated points. Did they get lost because someone couldn't get something that would work for them? And did the people that owned those points take up all the units at the smaller resorts? Plus that's lost income that would have gone back to DVC and thus will raise other costs including the points for CC, DCL, etc.
 
It seems a large part of the speculation is that most SSR owners only buy into the system to trade out. Now to each his own, but let me say, VWL is one of the smallest and my family has no intention of staying there. Even though we enjoy visiting for the decoration at Christmas and WCC.

BCV is just ridiculous with their points. If I want to stay there that badly I will use an AP rate and stay at BC/YC (by the way the family also doesn't care for this theming the only draw is SAB, just preference). OKW has a point advantage but it is distant from the action, not for us. And last but not least BWV. Ohhh BWV holds a special place in my heart, but unless I stay BW View nothing special over SSR (except for FW).

So I can honestly say that over the next 49 years the family and I will stay a majority of the time at SSR, unless DVC adds a resort here in Texas...... but that's another thread. (DurangoKid)
 
rinkwide said:
It seems that, after some early challenges, DVD found a very sucessful blueprint for sales and development; smaller, well themed and integrated resorts sprinkled throughout The World.

I think that's a pretty big deductive leap. My own perception is a bit different. If we limit discussion to the on-site resorts, OKW and BWV are both pretty large.

IMO, both BCV and VWL happened for some of the reasons you attach to SSR...finances. Being add-ons to existing resorts, DVD saved a lot of money by not having to build significant infrastructure. No restaurants...no valet...no guest registration...no recreation facilities...no spa/workout facilities...limited pool...limited parking...and so on.

Disney was at something of a crossroads about 5-7 years ago. Seems like OKW and BWV sold pretty well. But VB was an albatross that ended up taking 10 years to sell out, even after plans were scaled back.

If Disney knew that it could jump in and build an 800-room resort in 1998-99 and have sales continue at a brisk pace, they certainly would have done it. But clearly there was still some doubt. So, they comissioned small projects at already successful resorts. If DVC somehow went south, Disney would just keep their share of the 350 BCV/VWL rooms and rent them for cash. There was little up front expense and little risk involved.

Fast forward about 3 years. VWL is a roaring success and BCV is close behind. I think it was some point in 2001 when Disney finally admitted they have something big on their hands. Eagle Pines was announced, which was to be a 700+ room resort if memory serves. And SSR was in the picture as well.

The only problem was that EP was announced about 3 weeks after 9/11/01. By the time Disney really got their hands around 9/11's impact on their finances and foot traffic, someone put a halt to EP.

Shortly thereafter, the pieces fell into place for SSR. The Disney Institute was no longer viable and it was in their best interest to shut it down. So rather than continue with a brand new property along the EP golf course, they leveraged some of the common buildings from the DI, not to mention utilities, sewage, blah, blah, blah. SSR was born.

The original design allowed for 12 buildings with about 550 units. This was just a tad bigger than OKW. Of those 12, only 4 (about 180 units) were part of the "Phase 1" approved for construction.

Continue to move the clock forward...as of fall '03, SSR sales are very brisk. Phase 2 is given the go-ahead, and (perhaps most importantly) Jim Lewis is installed as the new driving force behind DVC.

Move ahead six more months and Phase 3 is announced. While you may see this decision as "chas[ing] the almighty dollar", I think it had more to do with a need on DVC's part. While we don't have exact sales info, it was pretty well known that DVC began exclusively selling Phase 2 points back in September '04 (with the exception of some Phase 1 points held back for current member add-ons.) That means they sold roughly 20% of the resort, sight-unseen, in 12-13 months. They are still selling points ahead of the construction schedule. Extrapolating some data from what we do know to be true, I think DVC determined that there was no way they could announce and construct an entirely new resort within a reasonable time frame following the sell-out of Phase 1 and Phase 2 of SSR.

They may also be trying to buy some time to work out details for the Contemporary or some other dream project.

Whatever the case, I believe that SSR's Phase 3 was based upon need just as much as the finances of the project. There also happens to be pleanty of available land surrounding SSR which can easily be developed. Those fareway villas are just sitting there waiting for the bulldozer to arrive.

Now that their program has gained serious momentum (i.e. profitability) there's a perception that they have, all-of-a-sudden, decided to lower the capital investment and cash out with a new mega-resort. By deviating from a proven formula there's concern that DVD has chosen to simply chase the almighty dollar without as much regard for the overall experience of their membership.

What you call a "formula" I would simply call a series of events that had pleasing results for those involved.

It's also worth noting that Disney has all but run out of Deluxe resorts that could support DVC add-ons. I've never stayed there myself, but I've often heard that the design of AKL basically rules out the possibility of any DVC construction. Ground stability issues around Bay Lake limit the possibilities for the Poly or GF. And then there's the Contemporary. Maybe...maybe not.

It's my opinion that this discussion would be moot if DVD had simply done the right thing and invested in an SSR pool complex that would make SAB look like a mud puddle.

Never will happen. And personally, I don't see anything wrong with the pool at SSR. Comparisons to SAB are totally moot. Disney will never build a pool like that again.

Having now swum in the pool myself, I can honestly say that it is little different than the size of Luna Park at BWV. Luna Park services roughly 400 villas and 300 Inn rooms--pretty much the same number of guest rooms as SSR will have. And, on the day we visited (the warmest day in the last week), the pool area was nowhere near capacity--even when you factor in the fact that only 20% of the resort is open.
 
Dean said:
I'm not sure that's truly a positive.
I'd say you are correct in that an 800+ unit SSR will tend to have a consolidating effect on unused rooms. My thinking is that where now you might have a free couple of nights at VWL, a few at BCV and two more at BWV, in the future you might find a full week of availability at Saratoga instead. To me, that's a benefit. I may be wrong, but I don't expect that any resort is constantly at full capacity and even when booked to expected capacity the sheer size of SSR should allow for better late reservation possibilities.

And no, it's not a complete positive but it seems that in the DVC forum, like in quantum physics, every positive will be balanced by an equal and opposite negative.

tjkraz,

Excellent analysis and certainly food for thought.
 
I am one of the people who Dean was talking about who primarily bought SSR because of the longer 50 year contract life. I do not plan on being around in 50 years (unfortunately), but I think the longer term will significantly effect the financial performance of SSR vs the other properties... at least until DVC starts offering contract extensions.

I paid cash for my points... so I obviously did not need, or even want financing. I am very knowledgeable in timeshare resales, and have a LOT of other timeshares purchased resale. DVC resales are not discounted deeply like other resorts (50% - 75% discount).

I did consider where I wanted to stay... and I think that in many ways, SSR will be ideal. My kids are teens+, and they love DD/PI. I suspect that in a few years if they start raising families... they will like to escape to DD for a night away from the kids... I know that Debbie and I liked to do that when they were younger.

As I said in an earlier post, I do feel that SSR is a little bit on the outskirts of of it all. We always have a car, so the transportation issue should be minor. I wish DD was further away from the hotel village (or whatever it is called) as I do not find that particularly attractive. IMHO, BCV and BWV have the most central, and most convenient locations.

I think being able to park close to the units is a big plus at SSR. I do not think the pool is too small, and I do agree that they should open a full service restaurant. I am pretty sure that DVC is hearing this loud and clear... and I expect that the food situation will be improved. However, we typically cook breakfast in our condo, and then explore the rest of WDW for fun restaurants. I am not sure how much we would really use a sit down restaurant at the resort.

I went to SSR a few times this week for various purposes... The gym is the absolute best that I have ever seen at WDW, or any other resort for that matter. I think that I will like that a lot! Debbie went to the spa and enjoyed it, but it does seem expensive. I like the appearance of the units... I certainly do not mind the exterior halls... at least so far (better than smellling stale cooking odors in interior hallways). I will reserve judgement to see if it is impossible to enter/exit without filling the condo with mosquitos in the summer.

One thing that dissapoints me is the appearance of some of the common buildings.... they look "temporary" or "cheap" in some ways. Some of them are built with corrugated metal exteriors, and it gives them a "MGM backlot" type of look. When I compare them to BWV, BCV, VWL... they pale in comparison.

Like I said in a previous post... if I had to spend every vacation at SSR, then I would not be dissapointed. I do expect that I will want to spend some time at other resorts (I am currently in VWL)... but I do like SSR a lot, and expect to use it often.

I think I made an informed decision when I bought SSR, and if I had to do it all over, I would still buy SSR. If the other resorts had 50 year contracts available, I very well might make different decisions.

Clearly this is not a 100% black and white decision process, but I think my thought process is pretty balanced overall... at least for our needs.

/Jim
 
Dean said:
I can guarantee you it won't be a problem for me as I bought where I want to stay, plan one to two years ahead and know how to work the system to it's fullest extent. But what about those that are not as well informed or able to plan as well? And consider those that believed the timeshare sales person when they were told that getting things at the 7 month window wouldn't be a problem. True, they'll be getting what they agreed to legally but I think many will be in for a rude awakening. I can tell you exactly what will happen if there are no more "destination" resorts, it's very plain and simple. Getting a unit at BWV, BCV, VWL and HH (esp mid June to mid Aug) for any peak time will be essentially impossible. Don't even think about the busier DVC times which don't always correspond to the busier park and WDW times, example early December. OKW and SSR will be easy to get almost any time other than the GV units at SSR which will be easier than they are now due to the increased numbers and harder at OKW due to the lower point requirements. The percent of people successful for their DESIRED resort at the 7 month window will likely fall to half or less what it is now.

If other non destination resorts are build like EP, it will get worse. If other destination resorts are built, it will ease up but likely not enough to make a big difference due to the sheer numbers of points at OKW and SSR and possibly at EP though I doubt that ever happens plus the historically smaller destination resort sizes.

To add to this, I think what we are seeing now is "defensive buying". Look at the resale market for BCV. These resales are going for $80 pp, before closing costs, etc, for STRIPPED contracts. DVC members who were used to getting into BCV at 7 months are now worried that with the influx of SSR points are now buying in to get the 11 month advantage. So now you have a higher % of BCV owners booking before the 7 month window opens to everyone else. BWV and VWL are not that far behind.

And credit DVC for recognizing this. Six months ago, they weren't as aggressive going after ROFR. They were probably getting several inquiries about the sold out resorts and the waitlist was growing. So by raising the sold out resort price to $89 and exercising ROFR, they have made SSR more attractive:

1) The gap between prices on the resale market and SSR has shrunk. You can't just go out there and try to marginal bid and get lucky. It's made it more of a seller's market, except for maybe VB.

2) Buying sold out from DVC is now more expensive than buying SSR.

3) Those frustrated in getting ROFR'd may be going to DVC to get their add ons. If they don't want to wait, SSR is readily available.
 
FLYNZ4 said:
One thing that dissapoints me is the appearance of some of the common buildings.... they look "temporary" or "cheap" in some ways. Some of them are built with corrugated metal exteriors, and it gives them a "MGM backlot" type of look. When I compare them to BWV, BCV, VWL... they pale in comparison.
/Jim
Quoting myeself... :)

I just went to SSR one last time before we head to the airport (I am posting this from the parking lot at DD while my wife shops)... It seems that only the cinema, and the top of the DVC preview center is made out of that corrugated steel. If I was in charge of DVC sales... I would be screaming bloody murder to change the siding to something more upscale looking. Most of the other buildings are really fairly nice, but these couple of buildings really drag down the entire appearance in my humble opinion.

I had previously walked between DD and SSR using the west walkway. This afternoon I used the east walkway just for a change, and I found it to be very undesireable. Walking out to the busy street along side of "hotel row" really makes you feel like you've left WDW. It almost feels like leaving DisneyLand and walking up Harbor Blvd... for those of you who have done that. :(

I also took the boat from DD to SSR. It runs way too infrequently... and since the walk is so short... I think walking is far more convenient for those who are even in moderate health.

I spent some additional time checking out the dreaded "exterior hallways". In general I do agree that they are not as luxurious looking as other resorts. As I looked at them more critically today, I think I will be slightly more concered about gettimg mosquitos in the unit every time the door is opened.

I still think that I will be happy with SSR overall, but if some of the other resorts had the longer contracts, I think I would probably pick them over SSR.

/Jim
 
cruise-o-matic said:
To add to this, I think what we are seeing now is "defensive buying". Look at the resale market for BCV. These resales are going for $80 pp, before closing costs, etc, for STRIPPED contracts.

What do you mean by STRIPPED contracts?

thanks....

---Paul in Southern NJ
 















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