Even if you are a SAHM you can apply for credit in your own name. They ask for your HOUSEHOLD income. That is the combined income for both spouses. It doesn't matter if all of the income is earned by one spouse. I gave my occupation as "Homemaker" and got the card without any problem.
If you plan to double up on this deal by having both you and your spouse apply for cards, here is a tip. When you apply do not make your spouse an authorized user on your card, and vice versa. You do not want your card to show up on your spouses credit report with him/her as an authorized user. This might affect your chances of getting the second card.
Finally, if you are planning on applying for a mortgage, refinancing etc. in the near future and your credit rating is borderline you might want to pass on this. Applying for a new credit card could lower your credit score and affect your ability to get a loan in the short term or keep you from getting the most favorable rate.
If you plan to double up on this deal by having both you and your spouse apply for cards, here is a tip. When you apply do not make your spouse an authorized user on your card, and vice versa. You do not want your card to show up on your spouses credit report with him/her as an authorized user. This might affect your chances of getting the second card.
Finally, if you are planning on applying for a mortgage, refinancing etc. in the near future and your credit rating is borderline you might want to pass on this. Applying for a new credit card could lower your credit score and affect your ability to get a loan in the short term or keep you from getting the most favorable rate.