Hey! Sounds like my life except we homeschool! So I don't get the benefit of sending my kids anywhere all day.
Not really true. A 1 1/2 weeks ago I rushed my dh to the ER because we thought he was having a stroke (turns out no, but in all the scans they've found lots of other things wrong) ....after I dropped him off, I took the kids to a friends house, so I did have the day without the kids.

I will say I am lucky my parents live in the same state so at least they will take the kids for a week here and there and give me time off. It's not nearly close enough that I could drop them off so dh and I could do dinner, or I could get some shopping done without the kids, but it's something.
Wow...sounds like me! I'm pretty frugal too....which is why we save for the Disney cruises b/c, although I'm frugal, I'm willing to spend money if I'm going to "get what I pay for." I hate spending money and getting crap...at least with Disney they provide an excellent service for my dime. Do I wish it was cheaper....sure...cuz then I'd go more often!!
Dh had to convince me to TRY a cruise....
I said the ONLY way I'd try it was if it was Disney....and even then I was NOT excited about it at all....
#1, I get motion sick in the passenger seat of a car, on amusement park rides, watching certain Playstation games, in any sized boat, etc etc. On my dad's boat my strategy was to take Dramamine....which put me to sleep....and then I'd get a horrible sunburn!
#2, I HATE HATE HATE....salt water and I HATE HATE HATE sand.
#3, I am not a big drinker, partyer, gambler, dancer, etc (which my sister IS and she LOVES cruises....so I figured anything she liked would SO not fit me)
#4, I HATE getting dressed up (a requirement for dinner)
#5, I did NOT want to give up a WDW vacation for a cruise......our first cruise was a 4 day.....with 9 days at WDW afterwards. As we left the ship we were ALL crying. We did NOT want to get off. My dd (8 at the time) said if
DCL would let her stay on the ship for just FOUR more days, she'd be willing to give up her NINE days at WDW!!!
Since May of 2003 we've been on....a 4 day, a 3 day, a 4 day, a 7 day, a 10 day, a 4 day, a 7 day, and this will be a 7 day! Uh....I think we're hooked!