Being a DVC member, if the discounts went away, it wouldn't affect me too much, although I do book a short trip or two a year using either a code, or an AP discount, in order to save DVC points. That being said, if I didn't own DVC or there weren't any codes, I would still stay on property, I just wouldn't go as often, like we use to do pre 1998. Years ago, when I first was introduced to WDW by my Disney-loving uncle, who had been 14 times between 1971-1985, by himself, always staying at the Poly at rack rates, you had to book your ressie between one and two years out, as you COULD NOT get a room sooner than that. Remember, initially there were only two resorts, and then just a few more after that in the following years. Although, if the ONLY way I could go to Disney was to stay off-site, then I definitely would.