2026 DVC Member Cruise

This is crazy. We use the Disney visa for cruises all the time and get the 0%. I guess the problem is just the member cruise aspect? I hope it doesn’t start becoming an issue with regular DCL cruises.
It shouldn't become an issue for regular cruises. It's probably an issue with the way DVC processes payments for these special chartered cruises. I think if payment went through DCL there would be no issue
 
This is crazy. We use the Disney visa for cruises all the time and get the 0%. I guess the problem is just the member cruise aspect? I hope it doesn’t start becoming an issue with regular DCL cruises.

There is no change to booking a DCL cruise directly with them using your Visa or using a travel agent to do it.

My guess is that it could be related to it being a charter cruise and maybe Chase did change the rules
 
FWIW, I looked back at my statements and emails from Chase between the time I booked the 2025 and 2026 Member Cruises and do not see any changes to the terms and conditions that relate to this promotional benefit. If the MC qualified last year, I see no reason why it didn’t also qualify this year. I was told it was coded differently on Chase’s side, who punted back to DVC. DVC told me they don’t “code” anything, they just charge the card, and then punted back to Chase. I lost count of the number of phone calls that just sent me in circles.
 
FWIW, I looked back at my statements and emails from Chase between the time I booked the 2025 and 2026 Member Cruises and do not see any changes to the terms and conditions that relate to this promotional benefit. If the MC qualified last year, I see no reason why it didn’t also qualify this year. I was told it was coded differently on Chase’s side, who punted back to DVC. DVC told me they don’t “code” anything, they just charge the card, and then punted back to Chase. I lost count of the number of phone calls that just sent me in circles.

Hopefully, you can get answers as to why its being done differently...fingers crossed it isn't a rule change and that Chase will figure it out!
 

Update to the Member Cruise/Chase VISA issue…

Today I spoke to the senior supervisor in Member Services who has been talking with Chase and advocating for members who brought this issue to DVC’s attention. (Yes, there are others.) She has been given the same run around regarding the “coding” issue. In the end, she said it was determined that the Member Cruise does not qualify for the promo. She does not know why it has in the past and said that is a question for Chase. However, she did say that the leadership team is working with Chase to have future Member Cruises apply for this promotion.

I called Chase and the customer service agent I spoke to said she was unaware of any changes to the terms of this promo (that I received when booking the 2025 Member Cruise, but not when booking the 2026 Member Cruise). So, the inconsistent application of the promo is still a mystery.
 
Update to the Member Cruise/Chase VISA issue…

Today I spoke to the senior supervisor in Member Services who has been talking with Chase and advocating for members who brought this issue to DVC’s attention. (Yes, there are others.) She has been given the same run around regarding the “coding” issue. In the end, she said it was determined that the Member Cruise does not qualify for the promo. She does not know why it has in the past and said that is a question for Chase. However, she did say that the leadership team is working with Chase to have future Member Cruises apply for this promotion.

I called Chase and the customer service agent I spoke to said she was unaware of any changes to the terms of this promo (that I received when booking the 2025 Member Cruise, but not when booking the 2026 Member Cruise). So, the inconsistent application of the promo is still a mystery.
This must be so frustrating! Big ugh moment for Chase

ETA: I hope it doesn't dampen your cruise experience!
 
In fairness, as best I can tell, the member cruises really are more geared towards Disney adults (perhaps teens would appreciate too, but a lot of it is sitting through extra lectures and visiting art exhibits)— I don’t expect my kids to be too excited for most of the programming, but maybe they will do a bit more for families this year with it being during summer break?
Having recently come off the 2025 member cruise (our first!) and wanting to extend the good vibes, I am reporting - there still weren't a ton of kids on the cruise (can only compare to one other big boat cruise, 2017 on the Fantasy), but there were still plenty. Luckily my kids (9, 13 and 10yo niece) were pretty self-sufficient. My 13yo went to selected talks and really enjoyed them; I went to some alone, and we all went to the evening shows (and all enjoyed them). During the daytime talks, we tried to get the tweens to go to the kids club (which did have many events scheduled), but they were happy to watch Funnel Vision all day.
Does anyone have experience with adding passengers or changing names (which I believe requires cancellation and rebooking) specifically on a Member Cruise?
My dad decided not to join us (and in retrospect it would have been hard for a 3rd adult to be in the family size cabin. We were just under the 120 days so we "saved" money by switching in my niece. It wasn't a cancellation (because we would have lost 10 to 25% of his fare, I believe). But because we booked another person in the space, and she was 10, her fare was lower. Ultimately, instead of getting a refund less whatever the cancellation penalty was, we switched my niece in and got a refund for the far difference. Win!
All set! Are ya'll doing early or late dining?
I want to know what people chose too. We've always done early dining and the show later, because of the kids. Kids are coming in 2026, too, and we chose early dining but are on the fence. Early dining makes the evening pretty structured - dinner, show, bed for the kids, and DH and I might stay out another hour or so. I feel like with late dining we might miss the show because we were doing something else, but then again, because of the time difference, we might not want dinner at "noon."

Fortunately, I am still riding high from last week’s MC (my first ever cruise!)
Me too!! (Second ever big boat cruise, first MC) We've been owners since 2017 and had grandfathered points, and the opportunity to go on the MC was definitely something we considered when deciding whether to buy those 25 direct points. I was still uncertain even the week of the cruise whether we thought it would be "worth it" - we liked the 2017 regular cruise, but our kids were much younger and we didn't love it. Then when 2025 finally had dates we could make - we were on hold for an hour booking on the first day. But work has been really busy, we've been traveling a lot, and I wasn't really in vacation mode when we were setting out. We checked in late, got a late PAT (2:30!!) But by 24 hours on the boat, I was definitely ready to book 2026. DH was leaning that way, for sure, but he wasn't a full thumbs up until a few more days into it. I checked on availability of verandah cabins on like Day 2 or 3 of the MC and there were still maybe 50 verandah cabins total across all categories below concierge. I got progressively more nervous the more fun we had with each passing day, and by the time we booked on the last evening there were only about 15 verandah cabins left! At the time categories 5, 6, 7, 8 were all fully booked. Went on the site to get info for a friend and now there is "limited availability" for inside and outside staterooms and everything else is sold out.

@CDKG and others who were on the 2025 cruise - what were your core memories from the cruise? Mine were the shows and the special talks. I would have done more of them if I could. I was a little overwhelmed the first day and missed a lot of things.
 
Since it was my first cruise, many of the standouts are the simple things that weren’t specific to a MC (Rainforest Room, getting to know the crew, getting pixie dusted, snorkeling and bike riding on CC, Disney cleanliness and quality experience).

As I have told stories about the MC events, stand outs include watching Stacia Martin, Bret Iwan, and Eric Tan draw while telling stories, hearing about Ron Clements career, hearing Jodi Benson, Susan Egan, and the other Broadway stars sing, and the session on the music of Coco. I am a big fan of that movie, so I was thrilled with the theme! It was amazing to hear how much went into that movie, ensuring they got it right. The “Remember Me” finale with all of the marigold magnets was such a powerful moment!
 
Having recently come off the 2025 member cruise (our first!) and wanting to extend the good vibes, I am reporting - there still weren't a ton of kids on the cruise (can only compare to one other big boat cruise, 2017 on the Fantasy), but there were still plenty. Luckily my kids (9, 13 and 10yo niece) were pretty self-sufficient. My 13yo went to selected talks and really enjoyed them; I went to some alone, and we all went to the evening shows (and all enjoyed them). During the daytime talks, we tried to get the tweens to go to the kids club (which did have many events scheduled), but they were happy to watch Funnel Vision all day.
I was definitely incorrect that there would be more kids activities since it was early August. They very very rarely had more than one club open and one side was almost always open house. They even had an adults take over Oceaneers adults only hour at some point in the evening (we skipped it— would have considered it on the ships where you can create your own rollercoaster…)
My husband and I ended up spending a bit more time in the kids club and it wasn’t a big deal—BUT it did cause some early frustration because we thought we were dropping our kids to do trivia and they couldn’t do kids’ trivia because they were checked in and it was on the open house side.
I want to know what people chose too. We've always done early dining and the show later, because of the kids. Kids are coming in 2026, too, and we chose early dining but are on the fence. Early dining makes the evening pretty structured - dinner, show, bed for the kids, and DH and I might stay out another hour or so. I feel like with late dining we might miss the show because we were doing something else, but then again, because of the time difference, we might not want dinner at "noon."
We chose late and we usually do late because we live in CA, cruise mostly out of FL and try to stay close to home time. It worked pretty well on this cruise, we have our own routines of catching a show as a family around 6, squeezing in a trivia or activity or sunset, and then going to dinner together. Then the kids go to club for an hour while we have a cocktail.

When we did a Europe cruise, late dinner was REALLY helpful because we weren’t rushing back on days we had long days in port (and Disney is terrible for alternative dining options if you miss your seating)— but I have zero clue how we’d juggle all the Disney activities onboard with busy days on land. We did Disney in Europe once and I can’t imagine doing it again unless they had very unique shore excursions (I believe I read a decade ago they were throwing “balls” in real historic castles, but I haven’t seen anything like that in years and I may have hallucinated it?).
But by 24 hours on the boat, I was definitely ready to book 2026. DH was leaning that way, for sure, but he wasn't a full thumbs up until a few more days into it.
We loved the member cruise even more than I expected (kids were happy to trade oceaneers club activities for gifts in the room each day)! I think if it had been during summer break we probably would have booked it mid-cruise.
@CDKG and others who were on the 2025 cruise - what were your core memories from the cruise? Mine were the shows and the special talks. I would have done more of them if I could. I was a little overwhelmed the first day and missed a lot of things.
We have quite a few core memories— watching the special 80s/90s night (all dressed up in our 80s attire) and seeing Jodi Benson perform Poor Unfortunate Souls (sooooo well) was incredible. Then a few hours later we actually met her (happened to be standing nearby at a deck party) and she graciously agreed to take a pic with my Little Mermaid obsessed daughter (that my son photobombed)— it was an incredible magical moment that made the whole cruise!

The Disneyland archives event was really special, especially seeing the first ever Disneyland ticket (well the image of it) and the special animated art they used to transform the D lounge.

My daughter and I really enjoyed the live animation event with Stacia, Bret, and Eric. I actually realized I’d met and chatted with Stacia in the spa like 3 hours after embarkation but I had no idea who she was!!

My son loved all the coco themed gifts and made it to every Lorcana event (with his dad in tow)— I think he came home with a couple hundred cards he chats about endlessly.

My husband is not much of a Disneyphile but he has always loved goofy (who reminds him of his father who passed a few years ago)— he said going to the Goofy movie themed events with our son was really unexpectedly special for him and he loved the live performance of the song from the Goofy movie, which he says hits different now that he’s the dad and not the kid. He watched the movie with our son on the cruise and then they found a sequel to watch back at home.

There was silent disco the final night and almost all of the Broadway stars and Disney legends (at least the on screen talent) were there dancing with their friends and families. I wasn’t expecting them to act so much like normal guests, it was cool. Many of them were also just hanging out at Serenity Bay on Castaway Cay.

Oh, and how can I forget, the sneak previews of Zootopia 2– my kids are super jazzed for that and seeing the process behind the scenes was interesting.
 











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