2026 DVC Member Cruise

[Duckbug.Ducktales]

This is crazy. We use the Disney visa for cruises all the time and get the 0%. I guess the problem is just the member cruise aspect? I hope it doesn’t start becoming an issue with regular DCL cruises.

It shouldn't become an issue for regular cruises. It's probably an issue with the way DVC processes payments for these special chartered cruises. I think if payment went through DCL there would be no issue

 

[Sandisw]

This is crazy. We use the Disney visa for cruises all the time and get the 0%. I guess the problem is just the member cruise aspect? I hope it doesn’t start becoming an issue with regular DCL cruises.

There is no change to booking a DCL cruise directly with them using your Visa or using a travel agent to do it.

My guess is that it could be related to it being a charter cruise and maybe Chase did change the rules

 

[CDKG]

FWIW, I looked back at my statements and emails from Chase between the time I booked the 2025 and 2026 Member Cruises and do not see any changes to the terms and conditions that relate to this promotional benefit. If the MC qualified last year, I see no reason why it didn’t also qualify this year. I was told it was coded differently on Chase’s side, who punted back to DVC. DVC told me they don’t “code” anything, they just charge the card, and then punted back to Chase. I lost count of the number of phone calls that just sent me in circles.

 

[Sandisw]

FWIW, I looked back at my statements and emails from Chase between the time I booked the 2025 and 2026 Member Cruises and do not see any changes to the terms and conditions that relate to this promotional benefit. If the MC qualified last year, I see no reason why it didn’t also qualify this year. I was told it was coded differently on Chase’s side, who punted back to DVC. DVC told me they don’t “code” anything, they just charge the card, and then punted back to Chase. I lost count of the number of phone calls that just sent me in circles.

Hopefully, you can get answers as to why its being done differently...fingers crossed it isn't a rule change and that Chase will figure it out!