$2/£1 again

[wayneg]

In last few minutes its just broke thru barrier again. $2.0003 Hope it stays up there for August.
Great for exchange rate but our investments are taking a hammering.

 

[orangetiggs]

i just got 1.98 on that fairfx card

great for the extra helps for paying for our wedding

 

[Belle68]

Great, I hope it stays like this for september, doubt it though.

 

[Mrs Dazzle]

Funnily enough, Darryl's working from home today so said he was going to wander into Lymington to see what the rates were to think about getting some . . . not much choice in Lymington though!

 

[paulie_walnuts]

just phoned round travel agents best i could get is $1.924 where can i get $2 thanks.

 

[DCLMan]

In last few minutes its just broke thru barrier again. $2.0003 Hope it stays up there for August.
Great for exchange rate but our investments are taking a hammering.

Where are you getting that rate? The best I could find was $1.98 on Fairfx.com

 

[wayneg]

just phoned round travel agents best i could get is $1.924 where can i get $2 thanks.

You won't get much better than that from the high st. Only way to get it is use a fee free credit card, I use Nationwide, there is also Post office and others. I haven't changed money for years now, lose too much converting.

Other 2 options which I don't like http://www.crowncurrencyexchange.com/ buy now for later in the year or preload a http://www.fairfx.com/ you should get about $1.98 today but other fees involved.

 

[wayneg]

Where are you getting that rate? The best I could find was $1.98 on Fairfx.com

That rate is if you use a free free credit card like Nationwide or Post office.

 

[orangetiggs]

i just got a fairfx card at 1.98 and only fee is $2 to get cash at atm or if i choose to take the money off the card when i come back off holiday

 

[Snowy-girls]

My post office only offering $1.94(on a fee free),Thomsons which is closest to me is only offering a measley(even though it's still good) $1.88(cash).x.

ETA-Wayne,when the travel agents offered the $2 2the £1,was there a certain amount you had to get,like a minimum?As i only want £500.x.

 

[DCLMan]

That rate is if you use a free free credit card like Nationwide or Post office.

So strictly speaking it isn't $2/£1 unless you are in the states now using a credit card.

I've just received 2 Fairfx cards and as long you put £500 on each card there are no fees, (apart from cash machines which I'm sure credit card companies charge for)

 

[paulh]

just phoned round travel agents best i could get is $1.924 where can i get $2 thanks.

also if you have a currant account with the nationwide(flexacount).You can use your debit card to get cash from an ATM over there at the interbank rate,which is around the $2mark today.and if you use a fee free machine like the ones in disney.no charge for withdrawls as well
Paulh

 

[wayneg]

i just got a fairfx card at 1.98 and only fee is $2 to get cash at atm or if i choose to take the money off the card when i come back off holiday

Sarah, only price I have seen to get your money back after the holiday is £10, seems a bit much to me
from their site £10.00 cash-out fee (cancellation & return or funds)
You must have more than £10.00 remaining on the card to redeem the balance

 

[wayneg]

So strictly speaking it isn't $2/£1 unless you are in the states now using a credit card.

I've just received 2 Fairfx cards and as long you put £500 on each card there are no fees, (apart from cash machines which I'm sure credit card companies charge for)

Strictly speaking the exchange rate today reached $2. What you are talking about is the tourist rate. The tourist rate is aways about 3% less than the Exchange rate.
To benefit from the $2 exchange rate you don't have to be in US, this week I have paid off a cruise and my hotel with Disney at $1.99, buy from US agents and you pay in $'s now, you don't have to be in US.

 

[orangetiggs]

if you go through the matalan site its free for the fairfx card no matter how much you put on it. I got a leaflet with my matalan catalogue and before i got mine today i was thinking of just putting the min on there and it was still free

 

[jen_uk]

Can someone please explain the Fairfx card to me, how do I get it and what exactly is it? Are there any catches?

 

[orangetiggs]

www.fairfx.com

I got it this morning at a rate of 1.98

its a pre paid mastercard with a chip and pin

 

[wayneg]

Can someone please explain the Fairfx card to me, how do I get it and what exactly is it? Are there any catches?

http://www.fairfx.com/whatitcosts

Full list here of costs, Sarah thinks it works well for her but I don't like things like 80p min to speak to customer services, or £10 fee for disputed transactions (could be refunded), £5.99 fee for a replacement card etc etc.
Fees are clear if your are happy with them then the rate of $1.98 today is not bad.

 

[Snowy-girls]

Hi Wayne,
When the travel agents were offering the $2 to a £1 deal was there an minimum amount you had to get?I only want to get £500+am hanging it out to see if they may offer this again.Cheers Wayne.x.

 

[orangetiggs]

http://www.fairfx.com/whatitcosts

Full list here of costs, Sarah thinks it works well for her but I don't like things like 80p min to speak to customer services, or £10 fee for disputed transactions (could be refunded), £5.99 fee for a replacement card etc etc.
Fees are clear if your are happy with them then the rate of $1.98 today is not bad.

This works for me as I have an $11000 wedding to pay for and dont have a huge credit limit on my card! I'm getting this as the rate is far better than i'm getting transffering it over to my $ account

Not everyone can get a credit card or a nationwide bank account so for these people these cards are very handy. If you are just using it for paying for goods in shops then i dont see the problem. I rarely call my bank for anything so the 80p a min call doesnt bother me. Its just easy and a good rate