Hello Shelley! Nice to meet you. I'm Jen, and this will be my second cruise ever, and second
DCL cruise.
I don't have a lot of advice about the $$$ portion, but I can share my experience about our cruise that may help convince your DH. Hopefully someone else can talk about DVC points and the cruise...
I started posting on the DIS about July 2007, and joined the cruise thread for my October 2007 cruise. By chatting on the thread I started to get to know fellow cruisers, and when we got to port it was so exciting to meet all my "DIS" friends! By the end of the cruise I was running into friends all over the ship, not strangers! This is a super nice bunch of people.
There will be kids, but there are also adult only areas of the ship - one night DH and I practically had Quiet Cove pool to ourselves (of course, it was drizzling, but we were in the hot tub, which has a roof, and drinks in our hands!) My DH was not certain about a cruise either, but halfway through the week I had already talked him into rebooking!
Please let us know if you have any other questions...and don't be intimidated by all our chatter. We're just a talkative bunch....