Yet another bank/borrow question!

[WonderinAland]

So, if I can talk my DH into doing the webcast deal, and end up with a Feb UY.... (HUGE IF)...

And then end up banking the 09 points - by Sep 30, right?

If we then decided we DID want to try a trip before Feb 1, 2010, would I then have to borrow points from 2010 to do so?

And then use the banked points for the normal March Spring Break trip, because I couldn't use Feb 09 points for a March '10 trip unless they were banked already?

Please tell me I have this right, or woefully wrong....

Thanks!

 

[robert@dvcstore]

You are correct on all counts. With a February use year, you must bank any or all of the points by September 30. Those banked points take on the life of 2010 allocation points and must now be used between 2/1/10 and 1/31/11. They cannot be "unbanked".

To vacation before 2/1/10, you can borrow on the 2010 allocation points as you mentioned.

Best of luck with your decision.

 

[WonderinAland]

Thank you! Now, to convince DH and decide how many points....