I would do it. We have purchased annual passes for our family of 6 for the last 3 years, at a cost of $1800-2000 a year. We almost purchased the 2-year Busch Gardens pass this past March through E-Z pay, but I just couldn't give Disney up, and we could not afford both. What I have decided to do this year seems a little unconventional, but it works best for us. I upgraded my hopper to an AP 2 weeks ago, while the rest of my family used their hoppers as they were. Some of us are going to WDW for 4 days before cruising on the Wonder in Oct., so I plan on buying 2 AP's(1 adult,1 child) at the beginning of that trip. If my middle daughter decides to go with me and 2 younger children to WDW, she will use 4 left-over days we have on 3 other hoppers. Oldest DD and DH will fly to Orlando the morning we get on the ship, so we will not need passes for them. In Dec., I have a short NYE trip planned, and will purchase 2 older DD's AP's then, and DH if he is able to go(work conflict). Since I plan on renewing them yearly for the next few years, it really does not matter when the clock starts ticking on each one. I did not renew last year because the $2000 was due around the same time we usually vacation, and that was too much $$ to spend all at once for us. The way I plan to do it this year, we will still spend the $2000, but it will be broken up into 2-3 payments instead of 1 lump sum. Now if Disney wants to take my payment monthly for each pass, with my DC renewal discount, of course, that would be fine with me. While they're at it, they should go ahead and take $2.50 extra out a month to cover my DC renewal!
