Dh was laid off once, a month after we moved states for a company, in 2001. He worked for them in two other previous states, and had transferred both times at the companies request. The 2nd transfer was requested by the 3rd office almost a year prior; when the transfer was sent through, no one knew the 3rd office would be closing in 2 months, except for two guys higher up the food chain. Neither one knew anything about DH's transfer or any details other than 'that office eats money and spits out trash' (which is why they wanted DH in to help fix it). He got 4 weeks severance and cashed out 3 weeks of vacation. He took two weeks off and didn't do a thing, then started looking; found a new job about a week later.
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I was laid off once, after working for a company for abour 4 months, at the end of March 2009. They were downsizing and my boss could either take my position and stay, or she could go find another job, as her position was being removed. She'd never worked for any other company (started in high school, stayed through college, and worked her way up) so...bye B&B! Less than 6 weeks later....DH was laid off from his job....a job we moved to FL for, just over a year earlier. He was cut in the 5th round of layoffs for that company. Neither one of us could find a job, and if it hadn't been for his disability payments kicking, we would not have made it on our unemployment. Catholic Charities paid for our rent twice and electric once, and we used the food bank on several occasions. We qualified for food stamps for 2 months (took that long to get approved, because of so many people being out of work), and Medicaid for the kids.
I couldn't find a position anywhere. I tried everywhere, but even McD's and
Walmart turned me down...the reason from the manager at McD's to me "you are too qualified for a regular position; and I like my job." Yeah, he was worried I would come in and end up taking over, lol. (Yes, I DID manage a McD's about 15 years before, but only as 2nd.

) The Walmart was brand new, opening up, and had over 10000 applicants for 1000-1500 jobs.
DH was out of steady work for almost a year but he found a contract position with a company that his company had used for software. All they could offer were part time contract spots, as they were also losing clients, thanks to the recession. The owner made sure our kids had a few gifts under the tree (as Toys for Tots and Salvation Army were struggling to get enough to cover the massive amount of people looking for help; we missed the cutoff by just a teeny bit), made sure we had food, gave us two company cell phones, and got DH a company car for 6 months with gas card, to get us by. He found a position in his field in March 2010, and introduced the new company to the software company that helped us out so much. as a way of thanks. They ended up with a new $$$$$$$ contract, and had to hire several people to work on that account alone.
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Any time is a bad time to be laid off. There is always something going on in one's life that makes the layoff inconvenient and/or life altering.