You bring up an incredibly good point. My friend had to prove, at every step of the way, that she had most excellent insurance AND a support team AND a care team. They (University of Washington Medical Center transplant program) were NOT going to give her a liver, only to find that she couldn't afford the drugs and aftercare she would need.
Though, honestly, in her case, the drugs she's taking now are fewer in number and lower in dosage than they were before...I'm sure that doesn't happen often though!
She would love to go be a free spirit and roam the world, but she *has to* keep that incredible gov't insurance (she's a city planner) she has, so that she can get the thousands of dollars worth of drugs every single month so that she doesn't reject her liver.
However...strep throat...$500? We were still paying on DS and my deductibles and DS got strep...went to a local naturopathy clinic. $129 for the visit, under $20 for the strep test, $17.99 for some bloodwork, and then the antibiotics would have been $60. We paid OOP for the antibiotics b/c I went to a Compounding Pharmacy,
because it was the only way I could think of to not get an animal-based capsule. (now I realize i should have gotten the pills with the copay at Walgreens (they say they do Compounding, but they don't, not really), then paid the other pharmacist a few bucks to change out the capsules, but I was sick too and wasn't thinking) Those were the rates charged to our insurance (it wasn't what our insurance brought the inflated charges down to, but the actual charges) and that's what we paid, as it was towards the deductible.
So you might be seeing the wrong docs! Hope you can find someplace that charges lower for things like that....
That is *shocking* that he was offered to go on the list. Shocking. Absolutely completely different from what the program out here is like (yes, different organ, but they do kidneys, too).
Since we are speaking openly, FWIW, while in chiropractic school I had the opportunity to work on and learn from a deceased woman who, it turned out, had had many many MANY surgeries. Because of the way our courses worked, we learned from the same person for three quarters of one year. And she was like a mystery. We found staples inside her skull, near her heart...she was missing some organs...it was absolutely fascinating. We learned SO much from her.
So maybe it's different from school to school, program to program (though our anatomy prof used to work at the semi-local medical school, and he said they used the same program for anatomy classes at both schools), but perhaps you could see if there is a chiro school in your area, call up their Anatomy profs, and find out what program they use?