Geez, what's so hard to understand about staying in a mod? We are DVC members and we stay in a mod sometimes because we like them.
When my DFIL was alive, he, DMIL, and a bunch of their friends went to WDW. All of these people were dry well off. They stayed offsite because they would not pay Disney prices and they flew coach. This was in the late 1980s. Just because people are wealthy, it doesn't mean they will stay in a Disney deluxe resort.