I store mine just like you, all over the house. I have tons of pictures, some in albums, some in boxes, and some scrapped, and have a very small house. I have some old albums stored in plastic bins in my basement, and have burned all my digital pics to cd, but they are stored in the next room to my computer. If my house ever burned down, I would lose all of them. I do share my pics, and would be able to get a lot back from people I have emailed to, and pics of trips that I went on with others. I have some pic uploaded to snapfish and photobucket, so I would be able to get them too. All my old negatives are in photo boxeswith old pics in a corner of my bedroom. Not terribly organized, but it's what works for me. I've thought about a fire proof safe at least for the cd's but haven't got one. I always got double prints and shared them with others before I went digital, so I think I'd be able to get a lot of pics back if anything ever happened. I try not to think about it.