When is the last moment I can cancel a reservation?

I know it is the day before, but exactly when? Just wondering if anyone has any experience with this?
I've recently made changes to my pkg and was told if I cancel 1-2 days before arrival I would lose it all. You can cancel before then and be deducted $200.00 plus travel insurance. Or if you make changes like I did, you pay a $50 change fee---luckily my change was before my final payment was due, so I didn't have to pay anything. HTH

As far as when? Before 12 midnight, Disney time. That would be 11:00 pm for me, Central time.
 
I've recently made changes to my pkg and was told if I cancel 1-2 days before arrival I would lose it all. You can cancel before then and be deducted $200.00 plus travel insurance. Or if you make changes like I did, you pay a $50 change fee---luckily my change was before my final payment was due, so I didn't have to pay anything. HTH

As far as when? Before 12 midnight, Disney time. That would be 11:00 pm for me, Central time.
I think OP is asking about cancelling when booking with DVC points.
 

Yes, sorry, I should have given more detail. We are not sure if we will be able to arrive on Monday or Tuesday (dvc). Our reservation had us arriving Monday. I ended up switching it to Tuesday shortly after I posted this question. I got nervous and did not want to wait to see. At that point the dashboard still posted, “2 days until your reservation.” I believe once it states “1 day” that I can no longer modify. I will try at 1 day and report back just for information.
 
Yes, sorry, I should have given more detail. We are not sure if we will be able to arrive on Monday or Tuesday (dvc). Our reservation had us arriving Monday. I ended up switching it to Tuesday shortly after I posted this question. I got nervous and did not want to wait to see. At that point the dashboard still posted, “2 days until your reservation.” I believe once it states “1 day” that I can no longer modify. I will try at 1 day and report back just for information.
If you cancel the day before checkin, all points will go into holding. If you cancel the day you're supposed to check in, you lose all your points.

I guess you're asking what the deadline is for "the day before checkin," and I'm not sure whether it would be something like 5 PM Eastern, or COB for MS i.e. 9 PM Eastern, or midnight. If I had that question, I'd call MS today and ask.
 










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