It's funny that this topic would come up because I am spending a ton of time reading up on my Nikon D90 focusing system and trying to understand it.
I know I HATED my old Nikon D60 and it's 3 puny focusing points and I was thinking that that was the cause of my focusing problems. Now I'm wondering if it wasn't because I was letting the camera pick the focus points.
I'll summarize what I've learned so far for the Nikon D90 in hopes that others can benefit from the info.
The D90 has 2 focusing control systems. (I'm not talking about Manual focus at all here.)
The first one
AUTO FOCUS MODE 
-
AFM tells the camera
WHEN to focus.
The second focus control
AUTO FOCUS AREA

- AFA tells the camera
WHERE to FOCUS.
AFM
WHEN to FOCUS has:
AFS = auto focus single = when focus is
set it stays that way and the camera will not auto refocus if YOU or the
SUBJECT moves.
AFC = auto focus CONTINUOUS =
camera keeps focusing until shutter release button depressed fully and picture
is taken.
AFA = combo of above, 1st the camera
uses AFS to lock focus but if the camera senses movement of SUBJECT OR PHOTOGRAPHER the focus control defaults to AFC.
AFA WHERE to FOCUS has:
Single point- you choose one of 11 D90 focusing points and the camera sticks with that focus bracket no matter what.
Dynamic Area- you select focus point
BUT.... if Camera set to
AFA 
or
AFC 
AND subject moves, camera defaults to choosing focus. If camera set to
AFS and Dynamic
area then it will stay with your original focusing spot even though there is
movement (subject or photographer)
Auto Area - Camera chooses focus point NOT YOU.
3D Tracking - When in
AFA 
or
AFC

focus mode you can select the focus point but movement will cause the camera to refocus based on new measurements. When using
AFS the camera will stick with the first focus area and
not correct for movement.
I can think of 2 primary shooting situations that I will need to adjust my focus parameters between.
Stationary subject = camera set to
AFS-single point (slows shutter release because camera will only take
picture when subject is in focus and this could take small amt of time)
Moving subject = camera set to
AFA-
Dynamic area ( I can select focus point but if Subject/Photographer moves
camera overides my focus selection and calculates new focus point.
My only question is how well the focusing system will work snapping pictures of
the Disney parades at night utilizing my
Moving
Subject scenario especially in such potentially tough lighting and
movement situations. I guess it's just one of those things I will have to
experience and see for myself.
I will be purchasing a 18-105mm f/3.5-5.6G ED VR AF-S DX Nikkor Autofocus
Lens for my next trip to the parks in June. I chose this lens primarily for it's
tested sharpness across all ranges as opposed to it's bigger sister the AF-S DX
NIKKOR 18-200mm f/3.5-5.6G ED VR II Zoom Lens. I wanted a lens that
would cover my range (18 -105) so I wouldn't have to keep swapping out between my 18-55 and 55 to 200 Nikon kit lenses.
My # 1 thing when taking pictures is that I want them to be SHARPLY
focused...... so hopefully between understanding the D90's focusing system
and using the proper lens I will achieve my goal!
I hope all this helps (somebody)
Marlton Mom