What to do 🤔

[melissa70]

I cannot echo this enough. I spent about 7 months researching DVC Fan and The Magic in the Music on Youtube before my wife and I decided to buy.

There is so much to learn about DVC. And it is a huge financial commitment. You definitely want to be well educated on the whole product before you shell out tens of thousands of dollars.

Having said all of that, based on what I have read so far on this thread, I think you are looking around the 250 point mark at "reasonably priced" point chart resorts. Probably BLT, SSR and maybe CCV. You still haven't really said what types of resorts you prefer I.E location, big/smaller, longer contract/shorter contract, etc.

Anyway, YouTube is your friend...

Can I ask where did you buy and why? Are you happy with your purchase?

 

[tx911]

Another way to take a "smaller bite" would be to buy half of what you think you need and go every other year.

You could either rent points or not go the intervening years.

This would allow you to sample DVC with a smaller commitment. You can always add on more points later if you love it, and having a smaller contract makes easier to sell if you find it's not for you.

 

[melissa70]

I have seen a lot of suggestions for CCV . Why there and not BRV? I’m curious as I do love the Wilderness Lodge

 

[matt_in_nh]

Good info in this thread...as someone who rented twice recently and now buying a resale contract I would say the decision is unique for each person. What resorts do you want to stay at? How many days a year will you go? What room types do you want, are they hard to get? Renting is definitively viable but you deal with the inherent risk associated with that and you don't have a lot of flexibility, you commit many months ahead of time so if plans need to change you will lose financially. I would not never recommend getting a loan for a DVC contract but I am probably in the minority.....if you can pay it off in 5 years, then save it up and buy cash. Resale is good value but the extras are nice, we are buying at BLT and cannot go to the TOTWL because we are resale, I know that up front so I understand but that does suck. Same with the AP discount, if you would buy that ever year it adds up. Overall, the extras are nice but you have to weigh it with the additional cost. DVC is a splurge (spending lots of money now and in the future) so you need to be careful from making emotional decisions. The amount of disposable income you have is an important factor. We want to try out the various resorts but especially like the one bedrooms with 2 bathrooms at AKL and BLT, we bought at BLT because dues are low and you can get the 1 bedrooms at AKL at 7 months.

 

[jcolvin5]

I have seen a lot of suggestions for CCV . Why there and not BRV? I’m curious as I do love the Wilderness Lodge

One main reason would be that a CCV contract will end 2068. BRV 2042.

https://www.dvcresalemarket.com/buying/dvc-deed-expirations/

 

[tarheellovesdisney]

I have seen a lot of suggestions for CCV . Why there and not BRV? I’m curious as I do love the Wilderness Lodge

The reason we bought CCV over BRV was for a couple of reason. The contract is good to 2068 instead of 2042 (BRV). I felt like if we decided to sell at some point it would hold its value better. Or if our children wanted it, it would last them through children growing up. We knew CCV would be hard to reserve during the holidays and home resort priority would be important. The dues are also lower at CCV.

 

[starsaber25]

Can I ask where did you buy and why? Are you happy with your purchase?

Sure. We bought at BLT. We were originally down to 4 resorts. Boardwalk, Beach Club, Grand Floridian and then Bay Lake. We wanted to be on Crescent Lake or the Monorail. I would have bought Boardwalk no questions asked if I could choose with no exp date. But for us we wanted something to go past the 2042 exp date as we are on the "younger" side (atleast in our heads). My wife and I will be 80 when this expires so we wanted the option to leave it to our children if we wanted to at some point or give them the opportunity to take their families there for vacation (when/if they have families).

So Boardwalk and Beach Club were out. That left VGF and BLT. We were down to these two until the last min. The ultimate deciding factor between the two was the point chart. Our points would stretch further at BLT. Yes VGF was more expensive per point but that wasn't high up on the deciding factor. The walk to Magic Kingdom and the monorail to EPCOT were big deciding factors over other DVC resorts.

So we are new to DVC and bough last March. My son and I did a quick trip last June to use some points that were expiring and stayed at Kidani. It was nice enough. I booked a studio there a month and a half out. At that month and a half time I had the options of Kidani, OKW and SSR. And the way I have been seeing it for the last 10 months of looking at the site, Boardwalk is VERY hard to get at 7 months and those 3 resorts a generally available. We are finally staying at BLT in 12 days for the first time. I am happy to have that as my home resort.

 

[Disdreaming479]

I bought points at one resort (SSR 2 contracts) and same UY to cover a two bedroom, week long stay. I also bought more than enough points so I can switch at 7 months to more points heavy resorts, no matter the time of year because we want options.
I also purchased a third contract of BLT 160 for an additional week in studio/1 bed split stay for solo use. I also travel in January but turns out I really like spring break.
ETA: after staying at poly in Jan 24, I really like the monorail but I’m not averse to buses.

 

[Flash_Sloth]

... I’m fine with a shorter contract as I am older ...

Let me challenge that train of thought. Would you prefer:
1. Something that is expired and has absolutely $0 value in 17 years
or
2. Something that you can enjoy over the next 17 years and then sell for $thousands at that time

Sure, there is some headache in selling a DVC contract, but if you were to put a price tag on that headache, would it be worth it?

Even though I'm a little bit older, this is why I didn't buy any of the 2042 resorts. My contracts will probably outlive me, but I'll be able to sell them when I'm ready for the next phase of life.

 

[jcolvin5]

Let me challenge that train of thought. Would you prefer:
1. Something that is expired and has absolutely $0 value in 17 years
or
2. Something that you can enjoy over the next 17 years and then sell for $thousands at that time

Sure, there is some headache in selling a DVC contract, but if you were to put a price tag on that headache, would it be worth it?

Even though I'm a little bit older, this is why I didn't buy any of the 2042 resorts. My contracts will probably outlive me, but I'll be able to sell them when I'm ready for the next phase of life.

Completely agree with this. I am 52 and first bought in late 2023. Personally, I have a "no 2042 contract" rule. Not that I don't absolutely love the resorts, but I just cannot justify owning any of them with such little time left. That'll be an individual decision that you will need to make for your family's needs.

 

[mabucco]

I had a hard time deciding on a home resort last year and finally bought a resale AKV contract because I got a good deal and the contract goes until 2057, which is right around the middle of all current resorts. Personally I wouldn’t buy a 2042 resort anymore unless there was a really good deal on that and I don’t think the current resale prices of those resorts justify a purchase with so little years left. It would need to be way less expensive for that to be the case in my opinion.

Currently I’m struggling with deciding on a direct add-on at either Riviera or the new Polynesian Island Tower as they both look so great.

 

[kilik64]

I have seen a lot of suggestions for CCV . Why there and not BRV? I’m curious as I do love the Wilderness Lodge

We looked at CCV but for us the issue was occupancy. They are converted hotel rooms so its a hard limit of 4 in studio and 1br, so definitely not an option for a family of 5 like us. BRV is a non starter with the 2042 end date for us, but it is at least a lot more flexible since both studio and 1br allow 5.

We bought SSR, cheaper buyin and on the lower end of dues (starting to change some, used to be lowest but creeping up but still in the upper tier for lower dues). We have stayed there once so far. It has a further end date then the 2042 (2054 for SSR) but not nearly as long as some others currently. We are happy to stay at SSR after being there once so far, but have stayed at other resorts booked right at 7 months for all trips but the one so far. To me an advantage to SSR is not having to book at 11 months. We plan to always stay somewhere else if we can at 7 months, but if we dont get it, fall back is SSR 1br (which will never be booked fully at 7 months, same for studios) and waitlist/stalk to move somewhere else if we can. If not, SSR is perfectly fine (has good pools, close to DS, and we had zero issues with using the buses to get to parks).

One of the best things about DVC is options, there's a ton of ways to do DVC and the ability to tailor to your specific needs is a great thing about it.

 

[bakerworld]

We have 3 memberships and only one ends in '42 ('41) however our 'children' (38, 40, 43) would rather vacation elsewhere so buying contracts that go on and on means eventually having to sell. So buy for yourself - not the future.

 

[disneylandtour]

I have seen a lot of suggestions for CCV . Why there and not BRV? I’m curious as I do love the Wilderness Lodge

Because the contract for CCV is a couple decades longer (i.e. a couple decades more of value) than BRV.

 

[melissa70]

Let me challenge that train of thought. Would you prefer:
1. Something that is expired and has absolutely $0 value in 17 years
or
2. Something that you can enjoy over the next 17 years and then sell for $thousands at that time

Sure, there is some headache in selling a DVC contract, but if you were to put a price tag on that headache, would it be worth it?

Even though I'm a little bit older, this is why I didn't buy any of the 2042 resorts. My contracts will probably outlive me, but I'll be able to sell them when I'm ready for the next phase of life.

So you’re saying to buy through Disney?

 

[melissa70]

We looked at CCV but for us the issue was occupancy. They are converted hotel rooms so its a hard limit of 4 in studio and 1br, so definitely not an option for a family of 5 like us. BRV is a non starter with the 2042 end date for us, but it is at least a lot more flexible since both studio and 1br allow 5.

We bought SSR, cheaper buyin and on the lower end of dues (starting to change some, used to be lowest but creeping up but still in the upper tier for lower dues). We have stayed there once so far. It has a further end date then the 2042 (2054 for SSR) but not nearly as long as some others currently. We are happy to stay at SSR after being there once so far, but have stayed at other resorts booked right at 7 months for all trips but the one so far. To me an advantage to SSR is not having to book at 11 months. We plan to always stay somewhere else if we can at 7 months, but if we dont get it, fall back is SSR 1br (which will never be booked fully at 7 months, same for studios) and waitlist/stalk to move somewhere else if we can. If not, SSR is perfectly fine (has good pools, close to DS, and we had zero issues with using the buses to get to parks).

One of the best things about DVC is options, there's a ton of ways to do DVC and the ability to tailor to your specific needs is a great thing about it.

Did you have any problem booking 7 months out at other resorts? That is what I worry about as I don’t like really like Saratoga springs but it sound like contract and fee wise it may be a good deal

 

[disneylandtour]

So you’re saying to buy through Disney?

So years ago the Mods put together these help files. I sorta think that your questions will be answered with far, far more detail in these help threads than in the current threads. See if some of the topics here are helpful...


Introduction to DVC

What is DVC?

How much does it cost to join DVC?

How many points should I buy?

Other expenses to expect after purchasing DVC?

Making a DVC Resort Reservation

Should I take a DVC Tour?

What types of villas are found in DVC Resorts?

Does DVC Ownership last forever?

What if i want to sell my DVC?

What else can I use my points for?

MEMBER EXTRAS

DVC Point Rentals

IS BUYING DVC A GOOD DECISION FOR ME?

PURCHASE DIRECT FROM DISNEY OR RESALE?

Which DVC Resort to Purchase?

 

[AstroBlasters]

So you’re saying to buy through Disney?

No, they are explaining why CCV or BRV. It’s the longer contract. The remaining years of points have residual value.

 

[AstroBlasters]

Did you have any problem booking 7 months out at other resorts? That is what I worry about as I don’t like really like Saratoga springs but it sound like contract and fee wise it may be a good deal

Don’t buy at a resort you don’t like.

 

[melissa70]

So years ago the Mods put together these help files. I sorta think that your questions will be answered with far, far more detail in these help threads than in the current threads. See if some of the topics here are helpful...


Introduction to DVC

What is DVC?

How much does it cost to join DVC?

How many points should I buy?

Other expenses to expect after purchasing DVC?

Making a DVC Resort Reservation

Should I take a DVC Tour?

What types of villas are found in DVC Resorts?

Does DVC Ownership last forever?

What if i want to sell my DVC?

What else can I use my points for?

MEMBER EXTRAS

DVC Point Rentals

IS BUYING DVC A GOOD DECISION FOR ME?

PURCHASE DIRECT FROM DISNEY OR RESALE?

Which DVC Resort to Purchase?

I’ve read through this I just like hearing other other peoples experiences and opinions