If you buy now, you will get the use of those points this year, you don't have to wait until next April. You will have to pay the dues for the balance of 2003. You will then get 50 points for the 2004 use year on April1st 2004. If you wait 2,3,4 month or more, you would still get the 2003 point, if they still have your use year for sale.