I am buying direct for the Blue Card for the same reason (VDH). Maybe a little FOMO too, but mainly the unrestricted points for new resorts. On my last two trips I was surprised how many places rejected my Disney VISA discount when dining out, so on this last trip to
Disneyland I tracked my expenses and saved around $50 in discounts not covered by the Disney VISA. May seem small but over time these extra Blue Card discounts will add up. I didn’t know how much I would enjoy the exclusive lounges too!