I suggest you read the Frequently Asked Questions on this Board -usually the last Important Post before a new post is seen on the Board...
This is someone selling his/her DVC contract. He/she has borrowed 95 of the 200 points he was to receive on Dec 1, 2001. So now on Dec 1,2001 the owner of this contract will only have 105 pts for that year. The next year's 200 points are available for borrowing and each year on Dec 1 another 200 points will be available (with Dec 1, 2041 being the last dispensation of points for DVC).
Hope this helps...
This is a December Use year, that's when the points are renewed every year. And the price is $69 per point or $13800 plus closing and possibly reimbursed maint fees with a likely out of pocket total of around $15K. A little high in my book even for someone who has made up their minds to buy BW. I'd also want to make sure the 105 points had been banked to next year.