Something's gonna kill you.
It doesn't matter to me whether you eat yourself to death, catch cancer, etc, SOMETHING is going to drive up my premiums, and SOMETHING's going to eventually kill you.
Life has a 100% mortality rate.
Look, the healthy person who comes down with breast and bone cancer is going to have a very long, expensive road to recovery, if she makes it.
On the other hand, that five hundred pound guy on the
ecv may just wake up one morning dead of a coronary. Before then he was perfectly happy going from buffet to buffet, and then boom, dead.
He's going to cost my premiums a lot less than the woman with cancer.
And I have no problem with that.
Although I do confess I get really cranky about somebody who smokes for 30 years and then comes down with lung cancer, those people should pay more for their insurance to start out with.