That's when you say, "Yes, it is nice!" "We worked hard to get to this point in our lives!"
This is a great response and I have used a similar line.
I love to find a bargain, like at the
Disney store, when I got 50 kooky pens as Christmas gifts for people at work for around $1.10 each. (I went to WDW in November, so it was nice for people to know I had happy Disney thoughts of them, as they were Christmas pattern pens).
I also don't mind spending money at other times, or in other situations. (DVC).
The one thing that does bother me, is when friends of mine spend big bucks on expensive cars, vacations, clothing, meals out, shopping extravaganzas, gambling trips, etc., but make comments about 'you're going to WDW AGAIN?! How many times are you going to go there?! You should go to NY, Las Vegas, Israel, Scotland, etc, fill in the blank, instead.'
Don't take this as me being resentful of what they do. I'm not. Don't think I am unhappy about people having nice things, or going on nice, fun vacations. I am very happy for them. It is none of my business whether they pay for things, have a mountain of debt, or anywhere in-between. That is their financial picture, I hope they are happy. I have helped friends of mine in the past that seemed MUCH wealthier than I was, as I was a single parent, living paycheck to paycheck. I didn't judge them and wouldn't in the future. I would help them again, if I could!
We bought DVC because we LOVE going to WDW! My vacations are pretty darn budget and my souvenirs are usually just ornaments that are Christmas presents.