The first time we went for a tour was 1995 at Old Key west. I couldn't reel in my husband at that time. Then we stayed at Disney Hilton head. We loved it and went a socond time. Not ready yet. Then We spent 2 Christmases At Vero Beach. I was a regular on Dis all that time. Then I gave up for a while, but finally we are in agreement, and we paid our deposit today for SSR. We have a December use year instead of the $8 incentive so I am banking my points to next year. I am really excited! Nancy