Useless Facts/Chit Chat Thread

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Thanks Deb, I mean it, everybody's thoughts mean a lot!
 
I was rolling on that one! Cute!!!
John the more you move the better off you are! I know it hurts but keep going...those joints only lock up if ya stop using them....and as you find yourself loosing with all of us you will also have less pain...I had special K for B'fast...taking a banana for a snack....:hippie:
 
ok I went to DL last month...won't be going back although I did love PTOC...longer!!! I have books both the official and unofficial if anyone is thinking about going...I'll gladly pass them along for free!!!:hippie:
 
John,

I know how you must be feeling right now. I know the feeling well of screwing up despite my most sincere efforts! I have to say, though, that you did a good thing!!! Ok, yeah, the housing market tanked. How were you to know short of having a crystal ball???? Although now, because of the work you did on your Aunts' house, you may not get extra money...true...BUT, while everybody else's homes are sitting for months on end on the market....THEIR house, the one YOU worked so hard on, will sell because of the extra effort! All is not lost!
 

What... the eggs and sausage that was so warmly received at your site werent testimony enough ?

What? I didn't get any eggs and sausage. THAT WAS SKEETER, REMEMBER? YOU LIKE HIM BETTER THAN YOU LIKE ME.:laughing: I was only on the pancake plan.......wasn't special enough for the eggs and sausage!!!!!


OH... youre special alright.
I would love nothing better than to cook breakfast for the entire clan but events have conspired against me.

BTW.... Skeeter is "blood" I gotta take care of him first :thumbsup2
 
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Is that compared to today's prices on what it would cost to build EPCOT? I think it would be a bit closer in price....:confused3
 
Ok, I have to vent. Yesterday, we got a letter from our mortgage company regarding the escrow. They're upping our mortgage payment by about $500 b/c of a definent escrow account & b/c of some other increase (we suspect taxes). GRRRR!!!! So, now I have to either try to refiniance w/ someone else, sell the house (which we've only been in since July), or try to deal w/ these people & get it lowered. I'm just sooooo frustrated and angry right now.:furious: :headache:

Needless to say, not what I wanted to do on my vacation.:sad2:
 
Ok, I have to vent. Yesterday, we got a letter from our mortgage company regarding the escrow. They're upping our mortgage payment by about $500 b/c of a definent escrow account & b/c of some other increase (we suspect taxes). GRRRR!!!! So, now I have to either try to refiniance w/ someone else, sell the house (which we've only been in since July), or try to deal w/ these people & get it lowered. I'm just sooooo frustrated and angry right now.:furious: :headache:

Needless to say, not what I wanted to do on my vacation.:sad2:

I would suspect the taxes too. I about fell over last year when Lake County did a reassessment of our property and almost doubled our taxes. We are now paying more taxes on that little undeveloped strip of land in Florida than what we are paying for two developed properties here in Alabama. :confused3
 
The only reason an escrow would change would be a change in taxes and/or insurance. They probably underestimated taxes when you closed last year or you lost an exemption that the previous owner had for some reason. Like was pointed out the assessment could have changed too -- if you're at a market value assessment, then buying the house would have provided a new market value to the assessor.

That really stinks though.
 
Well, we've got the homestead for next year, so hopefully it won't change that much. We're going to finish up the paperwork to see what they can do to lower the payment to a more manageable size. I know the insurance didn't change b/c I just saw the paperwork on that again & it's the same price as last year. I just got a decent raise w/ my promotion too, & now it's going to be all eaten up w/ this stupid mortgage! Good thing the ETF market is going so good, that way I know I still have a job. Hopefully my company will pull through with the market adjustments for our pay rates & I'll get another increase soon!

I just found out that our house is worth any where from $2000 to $22000 less than what we paid for it too. Sure hope the market turns around soon!!
 
The only reason an escrow would change would be a change in taxes and/or insurance. They probably underestimated taxes when you closed last year or you lost an exemption that the previous owner had for some reason. Like was pointed out the assessment could have changed too -- if you're at a market value assessment, then buying the house would have provided a new market value to the assessor.

That really stinks though.

I would bet it's the underestimating part. Don't know if we're in a market value assessment area or not, but knowing Seminole County, probably.
 
Seriously, I am in awe of this place. Look what we just got in the mail from Jen (AuburnJen). It is ABSOLUTELY GORGEOUS, and Beth could not get enough of it, she LOVES it. I definitely know what he'll be wrapped in on all his Disney trips! This will be in our family for a long time Jen, you are AWESOME!

Jen, you are an amazing woman, and I can't tell you how many blessing we just said in your honor.

I hope you don't mind me sharing this with everyone, it is unbelievable!!!

Front:

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Detail:

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Back:

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Ok, I was going to take a picture with Reilly laying on the blanket, but he just fell asleep and he hasn't been asleep all day according to Beth, so I don't want to wake him.

But I will take one tonight for sure and put it in this thread, so look for Reilly making another appearance later!

P.S. I do have more pictures to show you guys as well, just been so busy!!!
 
Seriously, I am in awe of this place. Look what we just got in the mail from Jen (AuburnJen). It is ABSOLUTELY GORGEOUS, and Beth could not get enough of it, she LOVES it. I definitely know what he'll be wrapped in on all his Disney trips! This will be in our family for a long time Jen, you are AWESOME!

Awwww.....that was so sweet of you Jen. Great job by the way :goodvibes
 
Jen, that is amazing! What a beautiful gesture and gift!!! :goodvibes

Fort Fiends rock! ;)
 
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