I have trouble keeping it sorted out too and hate it. I have 2 memberships, so June and Aug UY. The biggest mistake, after having 2 UY, was getting BWV points direct in both UY (25 in Aug and 55 in June). We have 3 resorts and 6 contracts and 2 UY...big fat mess keeping track. And since we have to do transfers, it is so hard to figure out how to book a resie. And you cannot borrow transferred points. 

Someone at some time had it all listed out and it was interesting to see how the majority of UY were distributed for each of the resorts.
