Travel after banking deadline?

[PolyRob]

Already planning a trip for after my banking deadline! My banking deadline is May 31st, and I really only anticipate us doing WDW in June or July. But, the thing is, those are summer vacation trips and planned months in advance. Where we live (and the jobs for me and my wife), those dates are often set in January and pretty well respected - that's when people start registering for summer camps and a lot of people around here vacation at the Jersey Shore, which requires booking months in advance. I'm not very worried about work getting in the way of those trips. I suppose other life stuff can always throw a curveball your way, but that can happen anytime.

If I did have to cancel for some reason, I'd probably try first to rent it out as a confirmed reservation heavily discounted. If that failed and wasn't able to reschedule before end of UY, I'd probably throw the points into Interval International (but remember that has to happen 45 days before the end of your UY - I looked recently because the resale contract I just bought happened to have 2 points that expired the day after the points loaded to my account).

Good thing about June travel with an Oct UY is you can cancel 31+ days in advance and STILL bank

 

[jennypenny]

I try very hard to avoid it but we have a big trip planned in Jan on a Feb use year contract using two years worth of points. I'm petrified there will be some big snow storm, sickness, airline snafu, etc. I did it because it's the only time everyone can go, but I'm never doing it again lol.

 

[CarolynFH]

I try very hard to avoid it but we have a big trip planned in Jan on a Feb use year contract using two years worth of points. I'm petrified there will be some big snow storm, sickness, airline snafu, etc. I did it because it's the only time everyone can go, but I'm never doing it again lol.

that all goes well.

 

[DVCjj]

My deadline is March 31 and I'm always either still in FL or on the plane (snowbird past several years.
I simply Bank points online on my phone if desperate.on the 30th.

It has never been a problem, as long as I write myself a Reminder note (my iphone Reminders never remind me for some reason).

If I were smarter and wanted to use the points, I feel like at least they're'safe' and the decision will have to wait.

 

[GrumpyInPhilly]

I try very hard to avoid it but we have a big trip planned in Jan on a Feb use year contract using two years worth of points. I'm petrified there will be some big snow storm, sickness, airline snafu, etc. I did it because it's the only time everyone can go, but I'm never doing it again lol.

If this were me, I'd for sure being buying trip insurance.

 

[eticketplease]

I recently looked at this. My CCV resale contract with an Oct UY loaded to my DVC account 9/29. I knew there were 2 points that would expire 9/30 (broker didn’t even include it in their listing). Signed on to II to see if I could deposit them because, why not? Apparently, they have to be deposited 45 days prior to the end of your UY.

Thank you that is good to know. I just assumed you could use them up until the last day of your use year.

 

[airjay75]

Thank you that is good to know. I just assumed you could use them up until the last day of your use year.

Once your transfer them in to II, my understanding is that you have until the end of the second calendar year following the year in which you transferred them. So, it definitely does extend their life, so to speak, but not if you miss that 45 day deadline.

 

[AstroBlasters]

Do you ever travel after your banking deadline? I’m realizing my favorite travel times will probably be Jan/Feb (every year) and sometimes March, June or August. I might even travel to Disneyland in October. This means any August or later trips will be after my banking deadline since my use year is December.

Do you have rules about travel after banking deadlines? Should I just YOLO it and worry about repercussions later if it comes down to a last minute cancellation? Dump any stranded points in Interval maybe? Any advice? Not really interested in a second use year!

I travel when I want to and when it makes sense based on the kids school schedule and plane flight costs.

 

[Genie+]

I had booked a trip for early May which is right after my banking deadline. It didn’t concern me too much since we had a little room to pivot - try to rent or reschedule over summer. But then Moonlight Magic dates released and I moved it to April Oh goodness! Blew about 60-70 extra points making the switch just to have a chance to attend.

We decided what the heck. Bonus that it might not be as hot, and we had 2 studios booked for May and later wished we had taken 1BR instead, which was gone for May but still open April over Moonlight Magic dates released. It’s all good!

I’d still try May again even though it’s in our banking window for Sept UY.