Hi kman1011 and welcome to the DISboards!
My first suggestion would be to checkout any package deals. Although packages are usually not the way to go, there have been some very attractive packages lately.
Disney has a VISA promotion right now that includes free UPHs for 2 children for every paying adult. The offer is good from Jan 4, 2004 until June 16, 2004. The UPH will give you unlimited park visits from the day you arrive until the midnight of day that you depart. Total cost for room and passes for your family at an AllStar resort would be $896.68 for 4 nights. It might be more economical than booking a room-only plus Park Hopper passes (4-day PHs from Ticketmania for 2 adults and 2 children would run $772.00!)
If you don't want to visit the parks on your first day, book a room-only reservation for that night only. Have them link the reservations so that you do not have to change rooms.
Book your own airfare. I have yet to book an air-inclusive package thru a
travel agent that didn't have lousy flights (connections, itty-bitty little two-prop planes, inconvenient flight times). Keep an eye out for good airfare. The best times to book are on Wednesday mornings just after midnight EST. Download Sidestep to compare the best airfare. When you see a good price for the flights you want, jump on it. They disappear fast.
Use a towncar service to get from the airport to WDW. For a family of 4, this can actually be less expensive than traveling by way of a Mears shuttle bus. It will definitely get you there faster. Get one that allows for a 1/2 hour grocery stop and you can stock up on soda pop, juice, snacks and bottled water. Get a small styrofoam cooler to keep everything cold. Refill it daily with ice from the ice machine.
Sign up for the newsletter at
MouseSavers . There are also lots of suggestions on that site for saving $$$$ while in WDW.
Lots more suggestions but these should get you started. Have fun planning!