Since we are on the topic, I have blonde hair and blue eyes and spent 6 years as a lifeguard and water safety instructor. Needless to say, I have had all the sun exposure I need for a lifetime!! Now in my 40's, the sun damage is starting to show. A little late, but I am a nut when it comes to protection from the sun. I find that most people do not know how to use a sunscreen! Please read the following no matter what color your skin is:
from
http://dermatology.about.com/cs/skincareproducts/l/blsunscreen.htm
Exposure to ultraviolet light, UVA or UVB, from sunlight accounts for 90% of the symptoms of premature skin aging such as wrinkles and skin cancers. The most important skin-care product available to prevent wrinkles and skin cancer is sunscreen, but most people do not use sunscreen correctly.
Important factors to consider with sunscreen use are the spectrum of UV radiation absorbed, the amount of sunscreen applied, and the frequency of application.
The SPF measures the amount of UVB absorption, but there is no method of reporting the UVA absorption. The only way to determine if a sunscreen protects against UVA and UVB radiation is to look at the ingredients. A good broad-spectrum sunscreen should have an SPF of at least 15 and contain avobenzone, titanium dioxide, or zinc oxide.
Most people use sunscreen improperly by not applying enough. They apply only 25% to 50% of the recommended amount. Sunscreen should be applied liberally enough to all sun-exposed areas that it forms a film when initially applied. It takes 20-30 minutes for sunscreen to be absorbed by the skin, so it should be applied at least a half an hour before going out in the sun. Sunscreen should also be the last product applied especially on the face since some sunscreens can break down in the presence of water contained in water-based foundations and moisturizers.
Reapplying Sunscreen
Most instructions on sunscreen labels recommend reapplying sunscreen "frequently", but the definition of "frequently" is vague. A common instruction is to reapply sunscreen after 2-4 hours in the sun. However, one study has shown that reapplying sunscreen 20 to 30 minutes after being in the sun is more effective than waiting 2 hours. It is possible that this time period is more effective because most people do not apply enough sunscreen initially, and this second application approximates the actual amount needed. Sunscreen should also be reapplied after swimming, excessive sweating, or toweling.
Daily Sunscreen
Sunscreen should be applied daily. The daily use of a low-SPF sunscreen (15) has been shown to be more effective in preventing skin damage than the intermittent use of a higher SPF sunscreen
Sunscreen and Insect Repellents
Insect repellents reduce the sunscreen's SPF by up to one-third. When using sunscreen and insect repellent together, a higher SPF should be used and reapplied more often.
PLEASE STAY HEALTHY AND USE SUNSCREEN!
(Hey, I partial to polo shirts with Disney characters. 
)
But that's their issue, not mine.
