Somebody please explain to me

[abaldacci]

i lose my debit card. i have lost my debit card atleast 10 times this yr. i did makeup things to tell the the clerk when i get a new ones, but i have even given up on that. i just say now give a debit card the size of texas so i might be able to keep up with it.
she told me people lose them all the time and that i don't hold the record for losing them. i did feel better but i still keep losing them.

DARE TO DREAM

 

[Boots]

Where I live there are still very few places that take a debit card. I try to be nice though and have my check already done except for the amount.

 

[DixieDreamer]

My credit union has not offered debit cards. They will be soon (this September). They provide me great rates, great service, and they know me by name (along with most all the other customers). I don't think I would abandon them for a big box bank - just because it took them a while to get authority and then set up for... debit cards.

I experience far more delays in lines due to errors of the cashier that require "management" to come clear and correct, people who can't figure out how to use the darn key pad on the debit/credit card console, and people haggling over whether the price rung up was the price they thought it should be.

Take a deep breath and relax. Check, debit card, credit card - they all take a few moments to transact. Life goes on and the few seconds lost or gained... are not likely to make all that much difference.

 

[DixieDreamer]

Oh... and yes... I live in the sticks.

 

[nancy679]

I never carry my check book, I always pay with a credit card--I dont even have a debit card. And I hardly have any cash on me either The less cash I have, the less I spend.

 

[gina2000]

They do it to antagonize, annoy and aggravate you, Alex.

Not a bad thing....

 

[sogger1]

I have two reasons for using checks instead of debit/credit cards. One because they can't run a check through twice and lift your credit card/debit card number. Two they don't charge you a fee to use your own money when you write a check to get money back.

 

[WebmasterAlex]

but they can get your checking account number and if you show a license your license or worse your social security number..which is FAR worse....
My bank doesn't charge to use the debit card for cash back...

 

[Fishbone†]

Wow, if slow check-out lines are the biggest problems you all have to face, count yourselves blessed.

Sorry, I still use checks - I'm not scared of technology, just those who know how to use it. I even refuse to go to those places that instantly cash my check and hand it back to me. I want my signature on the piece of paper to be approved. Oh, and I also write slow - I like neat things, so if you happen behind me in line.... pick up a magazine and see if there's something interesting in it that you didn't already know.

 

[WebmasterAlex]

a lot of the stores around here are starting to do that Fishbone, including wal-mart, K-mart and one grocery store.. you may be out of places to shop soon!

 

[Deb in IA]

I'm with DocRafiki and nancy 679.

I use credit cards for everything I possibly can. Helps to rack up those Frequent Flyer miles.

And although we have a $30,000 credit limit, we have never gotten into trouble, because we never put more on the card than we have in the bank.

 

[Krisu]

Usually use Debit card for everything, but if I do write a check everything except amount is already written. What irks me is when people seem surprised they are asked for ID, then go searching for it!

 

[Pin Wizard]

I write checks the least I can. I love paying bills online. I only use a check when I have to mail a payment in because the company I'm dealing with isn't with the times. The last time I wrote a check somewhere was when I had car work done. As I was writing it I thought...I should have just given the lady my debit card. It would have been much easier. Well, she took my check, ran it through her machine which encoded it and took all the info, and then handed me my check back right then. Then I REALLY felt like I wasted time.

 

[Dream]

PHEW!!! You "technical types" just have to learn to RELAX a little! You know...hacuna matata and all that jazz! People are in too big of a hurry today! Alex....spend that time in line enjoying the slow-down. Take a few deep breaths....daydream....plan your next Disney trip....visualize your most peaceful place in the whole wide world. Come on...BREATHE...that's right! You're getting it! See now? That's not so hard is it? Do I hear a little Ommmmmmmm.......ommmmmmm?

 

[Beauty]

I agree with Dream 100 percent....if your in that big of a hurry just wait and go some other time. If waiting in line after someone who writes a check is the worst you have to worry about I think your doing fine. I actually love to watch the little old ladies write their checks...they tickle me to death....especially when after they are through they stand to the side and look at every single think that was rang up.

And no charges to a credit card means no interest. We have one and its been probably a year since I've used it. I only have it to reserve hotel rooms etc. If I can't pay for it in cash immediantly I can save up for it. Seen too many of my friends get in trouble before they realized it. I'm with Deb there, if you don't have the money in the bank for the CC don't use it!

 

[browneyes]

Originally posted by WebmasterAlex
WHY people still use checks!

I use them to annoy people like you. I prefer to use my check. I can keep up with my balance better that way.

 

[JasonLyons]

I hate check people and people who want to give correct change, they slow down my life, they need there own country

 

[Beauty]

umhumm Jason! You hate me?? See if I ever babysit PooPoo for you...EVER

 

[JasonLyons]

Beth use your debit card, I will show you how

 

[browneyes]

Originally posted by JasonLyons
I hate check people and people who want to give correct change, they slow down my life, they need there own country

Jason hates me too. I do both.

I'll babysit Poo Poo for you. I'm in love with him.