Somebody please explain to me

[vickyBaby]

Credit card baby, credit card. I'm racking up those Amex points.

 

[A kid at heart]

What is so hard about writing down the amount used from the debit card like you would a check? On the same line that you would have written the check info just switch it for the debit info. easy as 1-2-3!

 

[browneyes]

If I've got my check book out to write that down, AKAH, I might as well right the check. I'm a speed writer. I write faster than I type (and I'm a pretty fast typer ).

 

[disykat]

I never use my debit card, but it's certainly not because I'm scared of it! Frankly, it never really occured to me to use it. Checks, credit card, and cash seemed like plenty of options to me. Usually I put everything on my cc (yes, I pay it off every month!) to get ff miles.

No matter which way people are paying, it's just a matter of some people being slow. I always have everything ready. My dh never even takes out his wallet until he sees the total. It drives me insane that he does this, but he won't listen to me. I guess I'm glad that I keep the checkbook, as he'd be a real slowpoke.

 

[WillyJ]

Okay, I'm sure I'll regret asking. . . but who or what is "Poo-poo" and why does it need babysitting????

 

[browneyes]

Willy, Poo Poo is Jason's dd's new puppy. He's a cutie pie.

 

[Beauty]

Poo Poo has Pomeranian in him and those things bark ALL THE TIME!!!!!!!!

 

[JasonLyons]

lol Wille

 

[Beauty]

ROTFLOL at Willy....What were you expecting the answer to be?? Enquiring minds want to know

Poo Poo has Pomeranian in him and those things bark ALL THE TIME!!!!!!!!

 

[browneyes]

Beth, my sil's Pom doesn't bark all the time. Coquette just likes to lick all the time (and she has a nasty habit I can't mention on the dis ).

 

[WillyJ]

Well Beth, I was hoping it was some kind of pet. . but things have been kind of weird around here lately. .

 

[believe]

I pay with checks because debit cards are not free at my bank, there is a monthly fee that is more expensive than the checks I order. 90% of the time a pay with cash. I rarely have to show ID and I rarely have to fill the check out, just sign my name and the register fills in the amount. It doesn't take me any longer than someone with a debit card.

 

[Mskanga]

I am one of those who LIVES off the debit card , who REFUSES to write a check unless I have to...why?? because if I use it as debit the money comes out of my account right then and there and I don't have to sign nothing, I save ALL my receipts and balance my checkbook at home in the big book, there are certain places that I can only pay by check and I do that but most of my house bills are paid online ( great invention for me ) . My credit union is excellent, they offer all kinds of free programs with my checking account and I love it. I use my card as credit too but not as much.

 

[6_Time_Momma]

My big thing is not writing it in the check book! I have duplicate checks, so I can't forget to write it down.

Also, if I need groceries on Thurs, but don't get paid until Fri, well the debit card won't work, but that check will!!

 

[sharbear]

I want to say that I always use my debit card. It's just easier for me. I don't forget to write down my purchases that often. I just find it more convient for me.

I wish that some elderly people would feel comfortable using debit card. My heart goes out to people who have such a hard time writing struggle with writing a check when using the debit card would be so much easier.

My family and I went to Cabela's on Sat. The lady in front of us had two shopping carts of stuff. After the cashier rang up all that stuff ($716 worth and I think that the cashier was going in slow motion), then the woman looks for her checkbook. After she writes the check she then decides to have the cashier ring the entire transaction over again. She must have thought how could she have spent $716! This woman had a ton of stuff including a turkey fryer, I told my husband before they showed the total that she had probably a $1000 worth of stuff. We got in another line and when we left that lady was still in line. We waited half an hour to check out of Cabela's and there were two people in line in front of us. I thought that I was going to scream.

Sharbear

 

[Mamu]

Sometimes the mold is hard to break.

I'm one of those people that feels confortable using OLD METHODS.

Last spring I finally got a debit card. We needed it for our up coming trip to Italy.

I now wonder how I ever lived without one. I use nothing else. Love my debit card.

Us dinosaur's sometimes have a difficult time with changes.

 

[rbuzzotta]

Because I just LOVE my Disney checks!!!!!

In all honesty, I am afraid I will not log my debit purchase correctly and end up overdrafting or something!!!

DH uses his debit ALL the time!!

 

[DaveH]

Alex, I use to work for a bank(I left 3 years ago), the biggest problem folks have with debit cards is they forget to write the transactions in thier register. So there are folks who will write checks until they are no longer taken and alot will change stores until no one accepts them. Another reason is check kiting or as someone says float. The system in the us now is such they have 2 days at most if the stores get the checks in right away as most do. Banks are also looking for folks who send money between 2 or more banks and spending the same dolloar 2 or 3 times. That is illegal and they do go after them. The ones I love in the express line in the grocery store is the ones who can NOT count. It say 10 items and they have 30!!!!

 

[Poohbear123]

I personally like the Debit Card, but I am letting you all know: Debit Card and Check Card are the SAME THING! When people run thier card thru the machine, I ask "Credit or Checking?" They inform me: "Oh, its Debit." SAME THING people, Same thing, it comes OUT of your Checking Account! The only difference is, you have to SIGN the receipt for credit and you CANNOT get cash OUT with a Credit Card, only with the Check/Debit Card!

 

[Miss Jasmine]

I love my debit card. I hate writing checks. How hard is it to hold on to a receipt and record it in your checkbook when you get home? I also have internet access to my account so I can check and make sure that there are not any mistakes in my account. Funny thing yesterday...communication was down with my bank so I had to run it as a credit card, no biggy, the only difference is it wasn't taken directly from my account then. So if your debit card has a visa or mastercard logo you have the option to run it as a CC with about a two day lag. Not that I would ever float funds.