Assuming that your children are both 3-9yrs old the plan will cost your family $95.96 each day including all taxes.
Given that you have CM for lunch(its only a breakfast and dinner restaurant) tells me that you are going during a peak period where they're adding lunch. Most of the character meals have $4/$2 surcharge then:
PF Dinner will cost: $109 including tax, reduce by $13 if not at a peak time
Chef Mickey's will cost: $90
So the dining plan will cost you $288 for:
6TS Adult meals, 6TS Kids meals, 6CS Adult meals, 6CS Kids meals and 12 Snacks
Without the Dining plan you'll spend: $199 for 4TS Adult meals, 4TS Kid meals
So for just $89 more you get: 12 Snacks, 6CS Adult, 6CS Kids, 2TS Adult, 2TS Kids.
For me that screams get the Dining Plan.
I agree if you are doing dinner at Park Fare, however since you mentioned lunch in your post I'm going to figure out with Park Fare as late Breakfast/Early Lunch to give you a few more numbers. To me it sounds like you're planning on doing an 11:00 Lunch at both places, which will give you breakfast pricing:
Breakfast for both meals
Non Peak - Including Tax OOP - $140.50
Park Fare Breakfast - $63.86
Chef Mickey Breakfast - $76.64
Peak - Including Tax OOP (Using Easter Pricing from WDWinfo) - $159.67
Park Fare Breakfast - $76.64
Chef Mickey Breakfast - $83.03
Breakfast for Chef Mickey - Dinner for Park Fare
Non Peak - Including Tax OOP - $172.45
Park Fare Dinner - $95.81
Chef Mickey Breakfast - $76.64
Peak - Including Tax OOP (Using Easter Pricing from WDWinfo) - $191.62
Park Fare Dinner - $108.59
Chef Mickey Breakfast - $83.03
Easter Pricing Link
http://www.wdwinfo.com/holidays/easter.htm
You mentioned going to Epcot one night without the kids...
WS Dinners OOP - Including Tax for 2 Adults
LeCellier - 2 Fillets, 2 Desserts and 2 Beverages - $81.32
Biergarten - $57.49 (non peak) $66.01 (peak)
Chefs de France - 2 Beef Fillets, 2 Desserts and 2 Beverages - $87.52
Nine Dragons - 2 Pepper Steaks, 2 Desserts and 2 Beverages - $57.47
Rose & Crown - 2 Fish and Chips, 2 Desserts and 2 Beverages - $51.50
Restaurant Marrakesh - 2 Roasted Lambs, 2 Desserts and 2 Beverages $74.74
San Angel Inn - 2 Plato Mexicano, 2 Desserts and 2 Beverages - $61.62
Tutto Italia - 2 [FONT=Verdana, Arial, Helvetica, sans-serif]
Tortelloni alla Panna Tartufata, 2 Desserts and 2 Beverages - $85.60
DDP Cost for 3 Nights - $287.88
With the DDP you'll get 3 CS meal options for your group:
CS - Assuming you order your own meals with Desserts on Average:
$7.00 Burger/Sandwich. $2.09 Beverage, $3.50 Dessert - $13.41/Adult
$4.78 - Kids Meal
CS - Assuming you order your own meals without Desserts on Average:
$7.00 Burger/Sandwich, $2.09 Beverage - $9.68/Adult
$4.78 - Kids Meal
OOP Options:
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1. Breakfast Both Buffets - Non Peak OOP $140.50
a. CS Option With Dessert - $109.14
b. CS Option Without Dessert - $86.76
2. Breakfast Both Buffets - Peak OOP $159.67
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a. CS Option With Dessert - $109.14
b. CS Option Without Dessert - $86.76[/FONT]
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3. Breakfast CM/Dinner Park Fare - Non Peak OOP - $172.45
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a. CS Option With Dessert - $109.14
b. CS Option Without Dessert - $86.76[/FONT]
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4. Breakfast CM/Dinner Park Fare - Peak OOP - $191.62
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a. CS Option With Dessert - $109.14
b. CS Option Without Dessert - $86.76
Option 1a - $249.64
Option 1b - $227.26
Option 2a - $268.81
Option 2b - $246.43
Option 3a - $281.59
Option 3b - $259.21
Option 4a - $300.76
Option 4b - $278.38
DDP Cost - $287.88
The only way you can possibly lose on the DDP would be to use Option 1b and eat at Rose and Crown at Epcot. Even then you could break even with clever use of your snack credits.
For your family, I say the DDP works - no matter which buffet you're doing!
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