Sept Use Year - If I Add-on Now, do I get 2009 points?

[blizzard]

I have a September use year. If I wanted to do an add on now (this month), would they offer me 2009 points (banked) as well, or am I now out of luck for those?

If I missed 2009 points, any reason why I should buy now rather than wait 6-10 months to get 2010 points with minimal dues?

TIA

 

[KAT4DISNEY]

You would have had to start the purchase yesterday in order to get the 2009 points.

Assuming you don't need the points immediately then I'd say there's no reason to purchase now. The incentives are so-so and you might as well wait until after the 1st of the year so you don't have to pay as many maintenance fees. Just keep an ear open to if the price/pt is going to increase. That happened in July I think but they seem to be raising it a lot more frequently now that the economy is bad.

 

[disneynutz]

I have a September use year. If I wanted to do an add on now (this month), would they offer me 2009 points (banked) as well, or am I now out of luck for those?

If I missed 2009 points, any reason why I should buy now rather than wait 6-10 months to get 2010 points with minimal dues?

TIA

Everyone gets hung up on getting points for "free" when in actuality they are not free, you are buying them and your UY determines how many points you receive.

If you look at the value of the "free" points, you can usually get a better deal buying resale and starting with less points.

Bill

 

[LisaS]

Disney usually starts you out with a full set of current Use Year points, unless you are purchasing new construction but let's not get too complicated here. With a September UY as of yesterday you are in your 2010 UY so a contract purchased any time between now and Aug 31, 2011 would begin with Sep 2010 UY points.

Dues are pro-rated the first year starting on the later of your purchase date, the start of your initial Use Year and the occupancy date of the Unit you purchase. If you purchased today at a resort that is already open your dues would begin today (or possibly tomorrow) so you would pay 120 days worth of dues for 2010. You would pay full dues for 2011.

If you waited until July 1, 2011 for example you would still start with a full set of Sep 2010 UY points but you would pay no dues for 2010 and pay dues for 2011 starting from July 1, 2011, approximately 6 months worth of dues. So by waiting until the middle of next year, you would save 10 months worth of dues but receive exactly the same number of points over the lifetime of the contract.

Just be careful about over-optimizing this strategy. If you wait until just before your next UY starts to purchase the add-on, they might run out of points for your UY. It has happened to a few people who wanted to add on during the last couple of weeks of their UY.

 

[blizzard]

Everyone gets hung up on getting points for "free" when in actuality they are not free, you are buying them and your UY determines how many points you receive.

If you look at the value of the "free" points, you can usually get a better deal buying resale and starting with less points.

Bill

Looking to get Grand Californian points though, so resales are still few and far between.

Anyone know if I happened to have called my guide in August (I did) but she did not call me back, have I initiated the purchase in 2009? (I'm getting the impression I'm out of luck, but thought maybe there might be an angle)

 

[LisaS]

Looking to get Grand Californian points though, so resales are still few and far between.

Anyone know if I happened to have called my guide in August (I did) but she did not call me back, have I initiated the purchase in 2009? (I'm getting the impression I'm out of luck, but thought maybe there might be an angle)

Normally you would have had to pay your deposit by the end of your 2009 UY but it's worth a try. Give your guide a call and explain that you contacted her so that you could purchase before the end of your UY and that you're still interested provided that you can get the 2009 points.

 

[blizzard]

Normally you would have had to pay your deposit by the end of your 2009 UY but it's worth a try. Give your guide a call and explain that you contacted her so that you could purchase before the end of your UY and that you're still interested provided that you can get the 2009 points.

Hmm. Just doing a little more research and it seems September use year might be "sold out" now anyway. I think we'll wait and decide if we want to be put on a waiting list.

 

[KAT4DISNEY]

Hmm. Just doing a little more research and it seems September use year might be "sold out" now anyway. I think we'll wait and decide if we want to be put on a waiting list.

I was just going to post this info - that Sept UY has been sold out for a few weeks. In fact for the last 2-3 week or so the only VGC UY's with points available have been March and April. But waitlists for points have been reported as coming thru for other UY's.

Also - once VGC is declared to be officially sold out there probably will not be any more discounts available on points - everything will be full price. That is typically what is done. If you were to get on a waitlist now though they might still give the discount but I don't know how long they would honor it. The difference in getting the discount or not could cover dues for a couple of years.