had to rent our 2005 points. Originally, had four different families - even really took a chance with the first one and a really quick reservation. But it all turned out well and the renters were so nice! One did cancel - well in advance and I returned all her money (50% deposit). Turned out I could bank those points for our 2006 trip!
I know renting is a little controversial but it was a lifesaver for us!